Credit Analytics - AVP/DVP

OakNorth; Gurugram District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

OakNorth is looking for a skilled financial analyst with a minimum of 5 years' experience to analyze loan opportunities and draft concise credit reports. The candidate will develop financial models comprised of transaction details and conduct sensitivity analysis for stress testing. Strong communication skills are essential for interacting with clients and stakeholders. An MBA/PGDM/CA/CFA from a reputed institute is required. Interested candidates should send their CVs to [e-mail].

Qualifications

• Minimum of 5 years relevant experience.
• Strong understanding of accounting/financial concepts.
• Ability to work in a fast-paced, change-oriented culture.

Responsibilities

• Conduct detailed analysis of loan opportunities across sectors.
• Draft concise credit reports for review.
• Develop detailed financial models with projections and credit metrics.
• Perform sensitivity analysis for stress testing on loans.
• Identify deal-specific covenants as early warning signals.
• Conduct industry studies to understand operating environments.
• Interact with clients to resolve data inconsistencies.

Skills

Financial analysis

Drafting credit reports

Communication skills

Proactive attitude

Team player

Education

MBA/PGDM/CA/CFA from a reputed institute

Job description

Job Responsibility

• Conducting detailed analysis of loan opportunities across various sectors in different geographies
• Drafting credit reports with key takeaways on opportunity; report has to be concise, easy to read format for credit and risk to review and comment.
• Developing detailed financial model comprising transaction details, financial statement analysis, projections, ratio analysis, credit metrics, amongst others
• Conducting sensitivity analysis on projections – for stress testing on loans for serviceability
• Identifying deal specific covenants which can act as early warning signals while monitoring loans.
• Detailed industry/market studies to understand operating environment of borrower.
• Interacting with clients to discuss data gaps, inconsistencies, analytical frameworks etc.

Desired Skills

• Strong financial analysis – thorough understanding of accounting / financial concepts
• Ability to draft credit reports.
• Relevant experience of 5+ years.
• Strong communication skills – interacting with Debt Directors, clients & other stakeholders in UK.
• Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, curious, team player and fast learner.
• Hands on attitude, willing/capable to understand the big picture.
• Ability to succeed in a culture where change and speed are part of daily work.
• MBA/PGDM/CA/CFA from a reputed institute

Interested candidates can share their CVs at [e-mail]