Loan Officer - Retail MFB - Sales

Tata Capital Finance Ltd; Chittoor; Vor Ort; INR 250.000 - 350.000; Vollzeit

Zusammenfassung

Tata Capital Finance Ltd. is seeking a Loan Officer for Retail MFB Sales in Chittoor, Srinagar Colony. The role focuses on achieving disbursement targets, managing delinquencies, and expanding market reach through field activities.

Candidates with fresher to up to 5 years of microfinance sales experience or familiarity with JLG models are preferred. Strong customer service and relationship-building skills are essential for success.

Qualifikationen

• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business.
• Basic understanding about Microfinance business and JLG model working would be preferred.

Aufgaben

• Achieve disbursement targets with minimal delinquency and manage collections daily/weekly.
• Identify Joint Liability Groups and disburse loans to target customers/areas.
• Supervise field teams for market penetration and portfolio quality.

Kenntnisse

Relationship management

Business sourcing

Flair for sales

Customer service

Ausbildung

Graduate in any discipline

Jobbeschreibung

Loan Officer - Retail MFB - Sales - Chittoor - Srinagar Colony - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education Graduate in any discipline