Loan Officer

Tata Capital Finance Ltd; Dharmapuri; On-site; INR 201,000 - 268,000; Full time

Job summary

Tata Capital Finance Ltd is hiring a Loan Officer for Retail MFB - Sales in Pappireddipatti, Maya Bazar. You will drive disbursement targets, manage loans and client relationships, and lead field activities to expand reach in designated territories.

Fresh graduates to candidates with up to 5 years’ sales experience in microfinance are welcome. Prior knowledge of JLG models is a plus. The role emphasizes teamwork, timely collections, and maintaining portfolio quality.

Qualifications

• Graduate in any discipline with up to 5 years sales experience.
• Fresher to 5 years in microfinance or MFIs preferred.
• Basic understanding of Microfinance and JLG model.

Responsibilities

• Achieve disbursement targets with minimal delinquency.
• Identify Joint Liability Groups and disburse loans for target customers and geographies.
• Develop and manage a sales team across territories for market penetration.
• Assess potential client base and product acceptance in new regions.
• Oversee disbursement, repayment, and delinquency management with daily/weekly collections.
• Maintain portfolio quality by tracking dues, non-starters, delinquency and frauds.
• Build strong client relationships and brand recognition with customers.
• Conduct regular centre meetings and field visits.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Pappireddipatti - Maya Bazar - J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

• Graduate in any discipline