Loan Officer - Microfinance Sales

Tata Capital Finance Ltd; Chittoor; On-site; INR 300,000 - 500,000; Full time

Job summary

Tata Capital Finance Ltd is seeking a Loan Officer - Retail MFB to drive disbursement targets in the Chittoor region. You will identify JLG groups, build relationships, and manage field sales to expand market reach while maintaining portfolio health.

Fresh graduates up to 5 years' experience in microfinance sales are welcome; knowledge of the JLG model is preferred to enhance customer outreach and service quality.

Qualifications

• Fresher to max 5yrs exp + as a sales officer in microfinance business.
• Basic understanding about Microfinance business and JLG model working preferred.
• Graduate in any discipline.

Responsibilities

• Disbursement, repayment and delinquency management with daily/weekly targets.
• Identify Joint Liability Groups (JLG) and disbursed loans for target customers.
• Develop and manage teams across territories for market penetration.
• Regular field visits, centre meetings to expand reach and maintain portfolio quality.
• Build strong client relationships and ensure timely collections.

Skills

Relationship management

Business sourcing

Sales flair

Customer service attributes

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Puthalapattu - Chittoor Highway Road - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service

Education Graduate in any discipline