Loan Officer - Retail MFB - Sales - Siddipet - Bharath Nagar - J Grades

Tata Capital; Siddipet; On-site; INR 250,000 - 400,000; Full time

Job summary

Tata Capital is hiring a Sales Officer in microfinance to drive disbursements, manage collections, and expand outreach across targeted regions. The role involves field visits, client evaluation, and building strong customer relationships to support portfolio growth.

Fresh graduates up to 5 years of experience in microfinance sales will be considered, with preference for familiarity with JLG models and customer service excellence.

Qualifications

• Freshers to a maximum of 5 years' experience as a sales officer in microfinance.
• Basic understanding of Microfinance business and JLG model working would be preferred.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint liability Groups & disbursed loans to suit target customers and geographies.
• Develop and manage a team across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions and opportunities for expansion of operations.
• Disbursement, repayment and delinquency management, achieving daily/weekly collections targets.
• Follow up on disbursed loans, especially ones not paying on time.
• Undertake regular field visits, centre meetings and loan applicants.

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Job Description:

10563

• To ensure the achievement of disbursement targets with minimum delinquency
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
• Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management, Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

Graduate in any discipline