Loan Officer

Tata Capital Finance Ltd; Vellur; On-site; INR 200,000 - 450,000; Full time

Job summary

Tata Capital Finance Ltd is seeking a Loan Officer for Retail MFB (Sales) in Gudiyattam, Tamil Nadu. You will identify client groups, source business, and manage disbursements while ensuring low delinquency and strong customer relationships. Freshers up to 5 years in microfinance sales are welcome.

You will conduct field visits, meet centers, and pursue daily/weekly collections targets, helping expand operations across the region with effective portfolio monitoring.

Qualifications

• Graduate in any discipline.
• Fresher to maximum of 5yrs exp as a sales officer in microfinance business.
• Basic understanding about Microfinance business and JLG model working would be preferred.

Responsibilities

• To ensure the achievement of disbursement targets with minimum delinquency.
• Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
• Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
• Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
• Disbursement, repayment and delinquency management, achieving daily / weekly collections targets.
• Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
• Undertake regular field visits, Centre Meeting and loan applicants.
• Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
• Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
• Ensuring weekly / daily meetings & visit to centre
• Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Skills

Relationship management

Business sourcing

Flair for sales

Customer service

Education

Graduate in any discipline

Job description

Loan Officer - Retail MFB - Sales - Gudiyattam - Vinayagapuram - J Grades 10563 To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education

Graduate in any discipline