Legal Manager/ AVP

Intellectual Capital HR Consulting Pvt. Ltd.; Mumbai; On-site; INR 2,000,000 - 3,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Legal Manager/ AVP with deep BFSI exposure to draft and review loan documentation, including secured and unsecured facilities, and to oversee co-lending structures.

The role requires strong knowledge of Indian contract law, Companies Act, RBI directions, and SB/SLAs, with emphasis on accuracy and compliance. Collaboration with external counsel is essential.

Qualifications

• LLB/LLM from a recognised university.
• Minimum post-qualification work in Banking/NBFC/Financial services or law firm handling BFSI matters.
• Experience in drafting or reviewing loan documentation, secured or unsecured.

Responsibilities

• Review and vet facility and co-lending agreements and SLAs.
• Vet hypothecation deeds, guarantees, DPNs, and NDAs.
• Review corporate authorisations and board resolutions.
• Conduct legal research and monitor regulatory developments affecting NBFCs.
• Coordinate with external counsel and maintain documentation systems.

Skills

Supply Chain Finance

Loan documentation

Security documentation

Legal research

Regulatory compliance

Contract drafting

Communication skills

Documentation systems

Education

LLB / LLM

Tools

Legal databases

Job description

Job Description

Position

Legal Manager/ AVP

Location

Mumbai

Key Role Requirements

Education:

LLB / LLM

Experience:

415 years of post-qualification experience (PQE) in Banking, NBFC, Financial Services, or a law firm handling BFSI-related matters.

Mandatory Experience

• Experience in drafting or reviewing loan documentation, whether secured or unsecured, across lending products.

Preferred Experience (Not Mandatory)

• Exposure to Supply Chain Finance documentation
• Exposure to Co-lending structures and agreements

Required Qualifications & Skills

• Working knowledge of:
  • Supply Chain Finance products
  • Loan and security documentation
• Strong understanding of relevant laws including:
  • Companies Act
  • Indian Contract Act
  • Sale of Goods Act
  • Transfer of Property Act
  • Principles of Hypothecation
  • Insolvency and Bankruptcy Code (IBC)
  • SARFAESI Act
• Understanding of RBI Master Directions applicable to NBFCs, outsourcing guidelines, and co-lending guidelines will be an advantage.
• Excellent communication skills, attention to detail, and strong analytical ability.
• Comfortable working with documentation systems and technology platforms.

Key Responsibilities

• Review and vet legal documentation including:
  • Facility agreements (secured / unsecured)
  • Co-lending agreements and service level agreements (SLAs)
  • Hypothecation deeds, guarantees, demand promissory notes (DPNs), and non-disclosure agreements (NDAs)
  • Corporate authorizations, board resolutions, and ancillary documents
• Review constitutional documents and authorizations for lending transactions.
• Conduct legal research and track regulatory developments impacting NBFC and financial services operations.
• Liaise with external legal counsel, law firms, and consultants for transaction and legal support.
• Assist in maintaining legal documentation and records management systems.