Lead Analytics

TopGear Consultants Pvt Ltd.; Chennai District; On-site; INR 1,800,000 - 3,200,000; Full time

Job summary

TopGear Consultants Pvt Ltd. invites a seasoned Lead - Analytics to drive portfolio profitability and underwriting optimization across regions.

You will lead analytics-led interventions, develop MIS and automated reporting, and design Power BI dashboards for real-time KPI monitoring. You will partner with underwriting, claims, sales, and product teams to uncover opportunities, deliver data-driven insights to senior leadership, and steer cross-functional programs for digital transformation within

Qualifications

• 7–12 years of experience in health, general, or life insurance.
• Strong expertise in portfolio management and loss ratio optimization.
• Experience with senior stakeholders and cross-functional initiatives.
• Advanced dashboard development and MIS automation experience.
• Proficient in underwriting analytics and product strategy.

Responsibilities

• Drive portfolio profitability and loss ratio management through analytics-led interventions.
• Lead product intelligence initiatives including market research and benchmarking.
• Partner with underwriting, claims, sales, product, and operations to identify opportunities and mitigate risks.
• Develop advanced analytics models, MIS frameworks, and automated reporting solutions for executive decisions.
• Design and manage Power BI dashboards for real-time KPI monitoring.
• Analyze claims, underwriting, and sales data to identify trends and profitability opportunities.
• Support product enhancements with customer, market, and portfolio insights.
• Establish governance mechanisms for performance tracking and strategic action planning across regions.
• Present actionable insights and strategic recommendations to senior leadership.
• Lead cross-functional projects focused on operational efficiency and digital transformation.

Skills

Portfolio management

Loss ratio optimization

Underwriting analytics

Product strategy

Power BI

Data analytics

MIS automation

Dashboard development

Education

MBA or equivalent postgraduate qualification

Certification in Data Analytics / BI

Tools

Power BI

Data analytics tools

Job description

Lead - Analytics

Role Purpose

Lead enterprise-wide portfolio profitability, underwriting optimization, product intelligence, and operational excellence initiatives through data-driven insights. Drive strategic interventions that improve loss ratios, strengthen underwriting governance, enhance product competitiveness, and support business growth across regions.

Key Responsibilities

• Drive portfolio profitability and loss ratio management through analytics-led interventions and performance governance.
• Lead product intelligence initiatives including market research, competitor benchmarking, disease trend analysis, and portfolio performance reviews.
• Partner with Underwriting, Claims, Sales, Product, and Operations teams to identify business opportunities and mitigate portfolio risks.
• Develop advanced analytics models, MIS frameworks, and automated reporting solutions to support executive decision-making.
• Design and manage Power BI dashboards for real-time monitoring of business KPIs.
• Analyze claims, underwriting, and sales data to identify trends, risk concentrations, and profitability improvement opportunities.
• Support product enhancement initiatives through customer, market, and portfolio insights.
• Establish governance mechanisms for performance tracking and strategic action planning across branches and regions.
• Present actionable insights and strategic recommendations to senior leadership and business stakeholders.
• Lead cross-functional projects focused on operational efficiency, process optimization, and digital transformation.

Key Requirements

• 7-12 years of experience in Health, General, or Life Insurance.
• Strong expertise in portfolio management, loss ratio optimization, underwriting analytics, and product strategy.
• Advanced proficiency in Power BI, data analytics, MIS automation, and dashboard development.
• Strong understanding of insurance operations, claims management, underwriting, and profitability drivers.
• Demonstrated experience working with senior stakeholders and leading cross-functional initiatives.
• Excellent analytical, problem-solving, and presentation skills.

Preferred Qualifications

• MBA or equivalent postgraduate qualification.
• Certification in Data Analytics, Business Intelligence, or Digital Transformation.
• Exposure to large-scale insurance data environments and enterprise reporting frameworks.