Key Relationship Manager - UCV

Equitas Small Finance Bank; Chandigarh; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Equitas Small Finance Bank is hiring for a Key Relationship Manager - UCV in Chandigarh. The candidate will manage UCV disbursements, monitor portfolio quality, and ensure timely completion of PDD for loans disbursed.

The role requires 5–10 years of experience in sales and credit, with a focus on process discipline and customer orientation. The position is permanent, based in North zone, branch code 15022, and reports to the UCV department.

Qualifications

• Strategic focus and leadership capabilities.
• Ability to drive transformation initiatives.
• Customer-centric sales approach.

Responsibilities

• Deliver UCV disbursement as per productivity norms.
• Monitor & track portfolio quality with ED cases within thresholds.
• Complete PDD on time for loans disbursed.
• Support self development with training per team member.
• Ensure process orientation and audit readiness.

Skills

Strategic Business Orientation

Leadership Through Sustainability

Innovation Led Transformation

Customer Focus

Job description

Posted On 28 Aug 2026

End Date 27 Sep 2026

Required Experience 5 - 10 years

Basic Section

No. Of Openings 1

External Title Key Relationship Manager - UCV

Employment Type Permanent

Employment Category Field

Closing Date 27 Sep 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department UCV

Generic Role Sales Officer

External Title (Job Role) Key Relationship Manager - UCV

Zone North

Branch Code 15022

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

• 1 Deliver UCV disbursemet as per productivity norms 40% Actual Disbursement Vs Objectives As per annexure 1
• 2 Manage, Monitor & Track the portfolio quality by keeping the ED cases as per threshold limits 15% % Achievement As per annexure 2
• 3 Completion of PDD on time for the loans disbursed 15% % Achievement As per annexure 3
• 4 Self Development 5% Average Mandays of Training per Team Member As per annexure 4
• 5 Process Orientation 5% Audit score As per annexure 5

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 5
(Good) 1
(Adequate)

Officer - Sales (Avg Disbursment / month) > Rs. 23.0 lacs Rs. 20.1 - Rs. 23.0 lacs Rs.17.1 - 20.0 lacs Rs. 15.0 - Rs. 17.0 lacs < Rs. 15.0 lacs

Assistant Manager - Sales (Avg Disbursement/month) > Rs. 29.0 lacs Rs. 26.1 - Rs. 29.0 lacs Rs. 23.1 - 26.0 lacs Rs. 20.0 - Rs. 23.0 lacs < Rs. 20.0 lacs

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Collection >95% 91 - 95% 81-90% 71-80% <71

Annexure-5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1