Branch Receivable Manager

Equitas Small Finance Bank; Bareilly; On-site; INR 900,000 - 1,200,000; Full time

Job summary

Equitas Small Finance Bank in India invites a Branch Receivable Manager to lead a key receivables function within the North zone. The role focuses on coordinating branch collections, optimizing NPAs, and driving disciplined follow-up on non-delinquent accounts to protect cash flow.

The candidate will oversee NPA resolution processes, OD management, and cross-functional collaboration to meet branch targets while maintaining strict credit governance and customer focus.

Qualifications

• 4-5 years of experience in receivables or collections
• Experience in NPA resolution processes and customer credit follow-up
• Exposure to branch-level revenue optimization and operating metrics

Responsibilities

• Timely follow-up of delinquent and non-delinquent cases and resolution
• Lead potential fresh NPA resolutions and prevent deterioration
• Drive fresh NPA resolution and OD management improvements
• Coordinate with branches to achieve receivables targets

Skills

Strategic orientation

Leadership

Sustainability

Innovation

Customer focus

Job description

End Date 17 Oct 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Branch Receivable Manager

Employment Type Permanent

Employment Category Field

Closing Date 17 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Receivables

Generic Role Branch Receivables Manager

External Title (Job Role) Branch Receivable Manager

Zone North

Branch Code 17011

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Timely follow-up of non-delinquent cases & resolution
X Bucket Efficiency 20% As per annexure 1

2 Resolution in potential fresh NPA 20% As per annexure 2

3 Resolution In Fresh NPA 20% As per annexure 3

4 Opening NPA resolutions 10% As per annexure 4

5 Overall OD 10% As per annexure 5

5 Over Due Charges Collection 10% As per annexure 6

6 Training Mandays 5% As per annexure 7

7 Process Orientation 5% As per annexure 8

Annexure - 1 - Bucket Efficiency (* Last 12 months average or last 3 months average, whichever is higher)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

X Bucket - Efficiency (Average) >97% 95.1 - 97.0% 94.1 - 95.0% 92.1 - 94.0% <92%

Annexure - 2 - Potential Fresh NPA resolution % (12 month average or last 3 months average whichever is lower)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Potential Fresh NPAResolution % in POS <90% 85% - 90% 80%-85% 75%-80% >75.0%

Annexure - 3- Fresh NPA Resolution % (12 month average or last 3 months average whichever is lower)

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Fresh NPA Resolution % in POS <85% 80%- 85% 75% - 80% 70%- 75% >70%

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

%NPA resolution <20% 15%-20% 10%-15% 5%-10% >5%

Annexure - 5 Overall OD - based on Exit figures

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of Achievement Less than 15% 15%- 20% 20%-25% 25%-30% >30%

Annexure - 6

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Overdue Charges >120% 100%-120% 90% - 100% 80% - 90% <80%

Annexure - 7

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1