Branch Relationship Executive - Used Car

Equitas Small Finance Bank; Fatehabad; On-site; INR 400,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Branch Relationship Executive - Used Car at the Tohana branch in Haryana. This permanent role involves managing used-car credit disbursements, ensuring branch profitability, and maintaining portfolio quality while meeting ED and collection targets.

The candidate should demonstrate strategic orientation, strong leadership, and customer-focused execution. Located in the North zone, the role aligns with cross-functional targets and branch-level incentive

Qualifications

• Strategic business orientation and leadership experience.
• Deliver UC disbursement as per productivity norms.
• Maintain branch profitability with target metrics.
• PDD collection plan within defined targets.
• Monitor portfolio quality and ED-case resolution.
• Training mandays target per team member.
• Process orientation with audit score focus.
• Team management and incentive targets.

Responsibilities

• Drive used-car UC disbursement as per productivity norms.
• Maintain profitability and achieve WIRR/PF targets.
• Implement PDD collection plans within set bands.
• Monitor portfolio quality and ED-case timely resolution.
• Oversee training mandays and adherence to annexure targets.
• Ensure process orientation and audit readiness.
• Lead and manage branch team, monitoring incentives.

Skills

Strategic

Business Orientation

Leadership

Sustainability

Innovation

Customer Focus

Job description

Branch Relationship Executive - Used Car...

EQU/BRE-UC/1858707

• Equitas Small Finance Bank
• Emerging Enterprise Banking>North>Haryana>Haryana>Haryana>Haryana>Haryana>11020>Tohana

Posted On 11 Sep 2026

End Date 11 Oct 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Branch Relationship Executive - Used Car

Employment Type Permanent

Employment Category Field

Closing Date 11 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - Used Car

Zone North

Branch Code 11020

Branch Name Tohana

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Deliver UC disbursemet as per productivity norms by managing SO productivity 40% Branch Sales Manager Productivity as defined As per annexure 1

2 Maintain branch profitability
WIRR to be 17% and PF to be 1.1% 20% WIRR to be 17% & PF to be 1.1% As per annexure 2

3 PDD Collection Plan 10% Branch 60+DPD PDD should be with in 5% As per annexure 3

4 Manage and monitor the portfolio quality and follow up with ED cases for timely resolution 10% % of ED (12 months) As per annexure 4

5 Training Mandays 5% Average Mandays of Training per Team Member As per annexure 5

6 Process Orientation 5% Audit Score As per annexure 6

7 Team Management 10% % of Attrition & % of eligible employees earning incentive As per annexure 7

Annexure - 1

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

Actual Disbursement Vs Objectives >110% 101 - 110% 91 - 100% 80 - 90% <80%

Annexure - 2

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 3

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

% of ED (12 months) <=1.0% 1.1 - 2.0% 2.1 - 3.0% 3.1 - 4.0 % > 4.0%

Annexure - 4

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure - 5

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure-6

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1

Annexure-7

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

Audit Score >95% 91 - 95% 81-90% 71-80% <71

Annexure-8

• Scoring method 5
  (Outstanding)
• 4
  (Excellent)
• 3
  (Very Good)
• 2
  (Good)
• 1
  (Adequate)

Attrition % <10% Annualized Attrition 11% - 15% Annualized Attrition 16% - 25% Annualized Attrition 26% -35% Annualized Attrition >35% Annualized Attrition

% of eligible employees earning incentive >75% of employees earned incentive >50%-75% of employees earned incentive 35%-49% of employees earned incentive 20-34% of employees earned incentive <20% of employees earned incentive