Hub Credit Head - Bareilly

Ummeed Housing Finance Pvt. Ltd.; Bareilly; On-site; INR 300,000 - 420,000; Full time

Job summary

PeopleStrong in Bareilly is seeking a detail‑oriented professional to manage delinquency levels and drive timely decisioning on credit cases. You will assess PDs and appraisals within target TAT, and participate in continuous training to sharpen underwriting skills.

The role emphasizes adherence to policies, knowledge of KYC and documentation processes, and training frontline staff (FOS) to reduce turnaround times while maintaining risk controls.

Qualifications

• Maintain delinquency targets and monitor risk indicators.
• PD/Appraisal decisions within defined TAT.
• Training FOS on KYC and documentation to reduce TAT.

Responsibilities

• Underwrite and evaluate credit cases in a timely manner.
• Ensure compliance with product and policy with minimal audit observations.
• Participate in ongoing underwriting training to improve u/w skills.

Skills

Credit

BBA

Education

BBA

Job description

Working Location 2nd Floor, Raghuvanshi Complex, 85A, civil lines Bareilly Utter Pradesh-243001

Skills

Skill

Credit

BBA

CERTIFICATION

Working Language

Job Description

• Responsible to maintain delinquency levels below 0.25%
• Decision /PD/Appraisal of cases within TAT
• Training of FOS on KYC and documentation part- which help to reduce TAT
• understanding of legal and technical
• Attending of maximum training sessions to enhance u/w skills.
• Adherence of product and policy- minimal audit observation.