ABHFL - Credit Manager - Informal - Gwal...

Aditya Birla Group; Bhopal; On-site; INR 900,000 - 1,300,000; Full time

Job summary

AB Housing Finance Limited in India seeks a Credit Manager to oversee underwriting and portfolio quality for basic transactions. You will liaise with Legal/Technical verifications, monitor bounce rates, and ensure data accuracy in LOS while maintaining documentation quality.

This role requires proactive guidance from seniors and cross-functional coordination with sales and operations. Key responsibilities include efficient risk operations, vendor management, and adherence to defined risk

Qualifications

• Underwriting and portfolio quality management responsibilities for basic transactions.
• Experience in risk assessment, coordination with verification vendors, and adherence to frameworks.

Responsibilities

• Execute risk operations in a manner that supports business performance while ensuring risk management.
• Coordinate with Credit Processing Analysts to log case files before credit operations.
• Engage with Sales and Operations for decisions, escalate to RCM when needed.
• Manage external vendors for report quality and timely turnaround.

Skills

Credit

Education

Unknown Degree

Job description

ABHFL - Credit Manager - Informal - Gwal...

ABG108757

• Financial Services
• Madhya Pradesh

Posted On 28 Jul 2026

End Date 24 Jan 2027

Required Experience 3 - 5 years

Basic Section

No. Of Position 2

Grade 11

Level Agency Manager

Organisational

BUSINESS_UNIT-1 AB Housing Finance Limited

BUSINESS_UNIT-2 AB Housing Finance Limited

BUSINESS_UNIT-3 AB Housing Finance Limited

DEPARTMENT-1 Credit

Country India

Skills

Skill

Credit

Unknown Degree

CERTIFICATION

Job Description

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits.

Process Efficiency

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalade to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.