Health Insurance Agent

Niva Bupa Health Insurance; Patna; On-site; INR 180,000 - 240,000; Full time

Job summary

Niva Bupa Health Insurance Company Limited invites applications for a Health Insurance Agent role in Patna. This full-time, on-site position focuses on advising customers, explaining plan features, and guiding them through the policy lifecycle.

The role involves lead generation, consultations, and collaboration with internal teams to issue and renew policies, while addressing basic claim queries. The ideal candidate will understand local Patna markets, possess strong communication skills, hold a

Qualifications

• Knowledge of health insurance products, policy structures, and regulations.
• Experience in insurance sales, financial services, or healthcare advisory roles is beneficial.
• Strong communication, both verbal and written, with the ability to explain complex information clearly.

Responsibilities

• Advise customers on suitable health insurance plans and benefits.
• Generate leads and conduct in-person and telephone consultations.
• Assist with policy issuance, renewals, and basic claims queries.
• Maintain accurate records of customer interactions and ensure compliance with regulations.
• Contribute to local sales targets and customer satisfaction goals.

Skills

Health Insurance

Insurance

Insurance Brokerage

Medicare

Communication skills

Sales experience

CRM tools

Education

Bachelor's degree

Tools

CRM software

Job description

Company Description

Niva Bupa Health Insurance Company Limited is a publicly listed health insurer dedicated to giving every individual in India the confidence to access high-quality healthcare. Guided by its brand philosophy “Zindagi Ko Claim Kar Le,” the company focuses on enabling customers to live life without constraints. As of March 31, 2026, Niva Bupa operates over 210 physical branches across India and reaches customers through a wide network of agents, brokers, and corporate partners. The company covers more than 25 million lives through a hospital network of over 10,500 empanelled facilities and has consistently maintained a claim settlement ratio above 90% for the last five financial years. With an employee base of over 10,100 people and recognition as a Great Place to Work six times in a row, Niva Bupa offers a supportive and growth-oriented environment for its teams.

Role Description

The Health Insurance Agent is a full-time, on-site role based in Patna, responsible for advising customers on suitable health insurance plans and supporting them throughout the policy lifecycle. In this role, the agent engages with prospective and existing customers, explains product features and benefits, and helps them compare and select policies that align with their healthcare and financial needs. Daily activities include generating leads, conducting in-person and telephone consultations, coordinating with internal teams and partners, and assisting customers with policy issuance, renewals, and basic claim-related queries. The agent also maintains accurate records of customer interactions, follows regulatory and company compliance guidelines, and contributes to local sales targets and customer satisfaction goals.

Qualifications

• Candidates should possess skills in Health Insurance and Insurance, with a solid understanding of health insurance products, policy structures, and industry regulations.
• Candidates should possess skills in Insurance Brokerage and Medicare, including experience working with intermediaries and familiarity with government or senior-focused health plans.
• Candidates should possess strong Communication skills, including clear verbal and written communication, active listening, and the ability to explain complex information in simple terms.
• Relevant experience in insurance sales, financial services, or healthcare advisory roles is beneficial.
• Knowledge of local markets in Patna and surrounding regions, along with basic proficiency in standard office and CRM tools, is preferred.
• A minimum of a bachelor’s degree in any discipline is typically expected; applicable licenses or certifications in insurance will be an advantage.
• Ability to work ethically in a target-driven environment, build long-term customer relationships, and adhere to regulatory and company compliance standards.