Head of Data , ML and AI Platform Engineering

Weekday 1

Bengaluru

On-site

INR 2,500,000 - 5,000,000

Full time

5 days ago
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Job summary

Weekday 1 in Bengaluru seeks an experienced Senior Fintech Product & Business Professional to drive strategic product, business, and technology initiatives within a fast-growing digital lending and financial services environment.

The role requires deep fintech product knowledge, end-to-end lending lifecycle, and the ability to work with senior leadership and cross-functional teams to build scalable products, improve performance, and deliver customer-centric financial solutions.

Qualifications

  • 15+ years of experience across fintech and digital lending.
  • Strong understanding of digital lending products and end-to-end lending lifecycle.
  • Proven experience in technology-driven financial-services or fintech organisations.
  • Strong understanding of customer acquisition, onboarding, underwriting, disbursement, and servicing.
  • Experience leading complex product, business, technology, or transformation initiatives.
  • Excellent stakeholder management with senior leadership and cross-functional teams.
  • Bachelor’s or Master’s degree in Engineering, Business, Finance, Economics, Computer Science, or related discipline preferred.

Responsibilities

  • Lead strategic product and business initiatives across digital lending and fintech platforms.
  • Develop and execute initiatives to improve customer acquisition, onboarding, engagement, conversion, retention, and overall lifecycle performance.
  • Analyse digital lending journeys and identify opportunities to improve customer experience and operational efficiency.
  • Work closely with Product, Technology, Risk, Operations, Finance, Analytics, and Compliance teams to deliver cross-functional initiatives.
  • Translate business requirements and customer needs into clear product and technology priorities.
  • Drive automation and digital transformation initiatives across lending and financial-services processes.
  • Evaluate new products, features, partnerships, and business opportunities aligned with organisational objectives.
  • Monitor product performance, customer behaviour, portfolio metrics, and business KPIs to identify opportunities and risks.
  • Use data and analytics to support product decisions, business planning, and performance improvement.
  • Collaborate with technology teams to build scalable, secure, and reliable fintech platforms.
  • Identify process gaps and implement improvements across customer journeys and operational workflows.
  • Work with Risk and Compliance teams to ensure product initiatives align with applicable financial-services requirements.
  • Develop business cases, strategic plans, and recommendations for senior leadership.
  • Monitor industry trends, fintech innovation, digital lending models, and competitive developments.
  • Support strategic partnerships and ecosystem initiatives where required.
  • Establish effective governance, reporting, and execution mechanisms for major business and product programs.
  • Drive alignment between business objectives, product strategy, technology capabilities, and operational execution.
  • Mentor and guide cross-functional teams while promoting a culture of ownership, innovation, and continuous improvement.

Skills

Fintech product management
Stakeholder management
Data-driven decision making
Leadership
Customer journey optimization
Strategic thinking
Cross-functional collaboration

Education

Bachelor’s or Master’s degree in Engineering, Business, Finance, Economics, Computer Science, or related discipline

Job description

𝗧𝗁𝗂𝘀 𝗋𝗈𝗅𝗲 𝗂𝗌 𝗳𝗈𝗋 𝗈𝗇𝗂 𝗈𝗇 𝘁𝗁𝗂𝗇 𝖾 ㏅

𝗦𝗔𝗓

Experience: 15+ yrs

Location: Bengaluru

Job Type: Full-time

We are looking for an experiencedSenior Fintech Product & Business Professionaltodrive strategic product, business, and technology initiatives within a fast-growingdigital lending and financial services environment.

The role requires a strong understanding offintech products, digital lending, customer journeys, business growth, technology platforms, and financial-services operations.The ideal candidate willcombine strategic thinking with strong execution capabilities and work closely with senior leadership and cross-functional teams to build scalable products, improve business performance, and deliver customer-centric financial solutions.

Requirements
Key Responsibilities
  • Lead strategicproduct and business initiativesacross digital lending and fintech platforms.
  • Develop and execute initiatives that improve customer acquisition, onboarding, engagement, conversion, retention, and overall lifecycle performance.
  • Analyse digital lending journeys and identify opportunities to improve customer experience and operational efficiency.
  • Work closely with Product, Technology,Risk, Operations, Finance, Analytics, and Complianceteams to delivercross-functional initiatives.
  • Translate business requirements and customer needs into clear product andtechnology priorities.
  • Drive automation and digital transformation initiatives across lending and financial-services processes.
  • Evaluate new products, features, partnerships, and business opportunities aligned with organisational objectives.
  • Monitor product performance, customer behaviour, portfolio metrics, and business KPIs to identify opportunities and risks.
  • Use data and analytics to support product decisions, business planning, and performance improvement.
  • Collaboratewith technology teams tobuild scalable, secure, and reliable fintech platforms.
  • Identify process gaps and implement improvements across customer journeys and operational workflows.
  • Work with Risk and Compliance teams to ensureproduct initiatives align with applicablefinancial-services requirements.
  • Develop business cases, strategic plans, and recommendations for senior leadership.
  • Monitor industry trends, fintech innovation, digital lending models, and competitive developments.
  • Support strategic partnerships and ecosystem initiatives where required.
  • Establish effective governance, reporting, and execution mechanisms for major business and product programs.
  • Drive alignment between business objectives, product strategy, technology capabilities, and operational execution.
  • Mentor and guide cross-functional teams while promoting a culture of ownership, innovation, and continuous improvement.
What Makes You a Great Fit
  • 15+ years of experienceacross fintech, financial services, digital lending, product management, business strategy, technology, or related domains.
  • Strong understanding ofdigital lending productsand end-to-end lending lifecycle.
  • Proven experience working in technology-driven financial-services or fintech organisations.
  • Strong understanding of customer acquisition, onboarding, credit, underwriting, disbursement, collections, servicing, and retention processes.
  • Experience leading complexproduct, business, technology, or transformation initiatives.
  • Strong commercial and strategic thinkingwith the ability totranslate opportunities into executable plans.
  • Excellent understanding of digital products, customer journeys, technology platforms, automation, and data-driven decision-making.
  • Strong analytical and problem-solving capabilities withexperience using business and product metrics.
  • Excellent stakeholder-management skills andability to work with senior leadershipand cross-functional teams.
  • Strong communication, presentation, negotiation, and influencing skills.
  • Experience working closely with Product, Engineering, Risk, Operations, Finance, Analytics, and Compliance functions.
  • Ability to operate effectively in a fast-paced, high-growth fintech environment.
  • Strong understanding of financial-services risk, governance, compliance, and operational considerations.
  • Demonstrated ability to manage ambiguity, drive execution, and take ownership of strategic initiatives.
  • Bachelor’s or Master’s degree inEngineering, Business, Finance, Economics, Computer Science, or a related disciplineis preferred.
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