Gold Appraiser

Darwinbox Digital Solutions Pvt. Ltd.; Ratlam; On-site; INR 234,000 - 286,000; Full time

Job summary

IIFL Finance Ltd seeks a Gold Appraiser at our Ratlam branch to handle walk-in customers, answer questions about the gold loan process, and conduct precise gold valuations.

The role includes packing and storing gold after disbursal, managing cash during disbursals and repayments, creating CUIDs in LOS, maintaining branch registers, and ensuring strict KYC documentation with timely loan closure and exceptional customer service.

Qualifications

• Walk-in customer handling experience
• Gold valuation and purity identification skills
• Cash handling during disbursals and loan closures
• Knowledge of branch KYC/document retention requirements
• Strong customer service throughout pledging, releasing and payments

Responsibilities

• Attend to walk-in customers, addressing queries about the gold loan process and schemes offered.
• Conduct gold valuations and identifying gold purity accurately.
• Properly packing and storing gold and gold packets after loan disbursal. Returning gold ornaments to customers after loan closure.
• Managing cash (system & physical) during loan disbursals, interest collection, and loan closures.
• Create new CUID in system & modifications in LOS during Disbursal, Part Release / Payments & Loan Closure.
• Maintain branch registers as per the guidelines – Key / Cash / Packet Movements, Staff & Customer Visits etc.
• Ensuring proper collection and storage of customer KYC documents.
• Following up with customers for timely collection of interest and principal payments.
• Providing good customer service at every step i.e. while pledging, releasing, or making interest payments.

Skills

Customer service

Cash handling

Valuation accuracy

Gold purity identification

Documentation

Attention to detail

Tools

LOS (Loan Origination System)

CUID entry

Job description

IIFL Finance is one of the most preferred Gold Loan financing company inIndia. Having presence in 25 states and a network of 2700+ branches on a PANIndia level, our mission is to cater to the needs of all those who are lookingfor an easy swift, and low-cost financing option. Our customers can avail gold loansthrough submitting an online application or visiting any of our branches intheir vicinity. We also have an option where the customers can avails gold loansat their doorstep so that they are not deprived of financing options to fulfilltheir needs.

Our core values serve as a moral compass in all our activities. Fairness, Integrity, andTransparency - FIT is the driving force behind all that we do at IIFL. Weonly work with people who fit into our professional ethos. We are resolute inthe observance of these values and will let go of any growth opportunities thatdeem unfit.

________________________________________________________________________________________________________________________________________

Group Company: IIFL Finance Ltd

Primary Responsibilities

• Attending to walk-in customers, addressingqueries about the gold loan process and schemes offered.
• Conducting gold valuations andidentifying gold purity accurately.
• Properly packing and storing gold andgold packets after loan disbursal. Returning gold ornaments to customers afterloan closure.
• Managing cash (system & physical)during loan disbursals, interest collection, and loan closures.
• Create new CUID in system &modifications in LOS during Disbursal, Part Release / Payments & LoanClosure.
• Maintain branch registers as per theguidelines – Key / Cash / Packet Movements, Staff & Customer Visits etc.
• Ensuring proper collection and storageof customer KYC documents.
• Following up with customers for timelycollection of interest and principal payments.
• Providing good customer service at everystep i.e. while pledging, releasing, or making interest payments.

Additional Responsibilities

Insummary, the Gold appraiser is responsible for the end-to-end transactionprocess for gold loans - from valuation to disbursal to closure, along withcustomer service.

CTC Upto 3 Lacs ( for Non-Metro) / 4.20 Lacs ( for Metro )