Functional Lead

Velodata Global Pvt Ltd; Kerala; Hybrid; INR 1,800,000 - 3,200,000; Full time

Job summary

Velodata Global Pvt Ltd in India is seeking a Lead Functional Consultant with Banking Transformation expertise to work with banking clients, understand complex business challenges, and design scalable, business-driven solutions.

This role goes beyond traditional requirements gathering, leading discovery, challenging assumptions, designing solutions, and driving execution in collaboration with product and engineering teams.

Qualifications

• Experience in Retail, Corporate, or Commercial Banking.
• Proven Banking Transformation / Consulting experience.
• Strong knowledge of Product, Pricing, Rates and Billing.
• Experience leading client discovery sessions and workshops.
• Excellent problem solving and consulting capabilities.
• Strong client-facing and stakeholder management skills.
• Ability to translate complex business problems into practical solutions.
• Hands-on functional and solution design experience.

Responsibilities

• Lead discovery sessions and consulting discussions with banking clients.
• Understand business processes, pain points, and strategic objectives.
• Translate business requirements into scalable functional solutions.
• Facilitate workshops with business, technology, and product stakeholders.
• Provide functional expertise across Product & Pricing, Rates & Fees, Billing, Offers, Deposits & Payments, and Relationship Pricing.
• Develop functional architecture and detailed solution specifications.
• Configure products, pricing, rates, fees, rules, and parameters.
• Collaborate closely with Product and Engineering teams.
• Support SIT, UAT, and Production Readiness.
• Build trusted relationships with senior client stakeholders.

Skills

Banking Transformation

Retail Banking

Corporate Banking

Client Discovery Workshops

Stakeholder Management

Solution Design

Product & Pricing Knowledge

Education

Degree/PG from reputed institutions

Job description

Lead Functional Consultant – Banking Transformation

Work Mode: Initially Office-Based | Minimum 3 Days/Week Hybrid after transition

Qualification: Degree/PG from Reputed institutions

Working experience from BIG 4 companies is preferred.

About the Role

We are looking for an experienced Lead Functional Consultant with strong expertise in Banking Transformation to work closely with banking clients, understand complex business challenges, and design scalable, business-driven solutions.

This is not a traditional requirements-gathering role. We are looking for a strategic consultant who can lead discovery, challenge assumptions, design solutions, and drive execution.

Key Responsibilities

• Lead discovery sessions and consulting discussions with banking clients
• Understand business processes, pain points, and strategic objectives
• Translate business requirements into scalable functional solutions
• Facilitate workshops with business, technology, and product stakeholders
• Provide functional expertise across Product & Pricing, Rates & Fees, Billing, Offers, Deposits & Payments, and Relationship Pricing
• Develop functional architecture and detailed solution specifications
• Configure products, pricing, rates, fees, rules, and parameters
• Collaborate closely with Product and Engineering teams
• Support SIT, UAT, and Production Readiness
• Build trusted relationships with senior client stakeholders

Key Requirements

• Strong experience in Retail, Corporate, or Commercial Banking
• Proven experience in Banking Transformation / Consulting
• Strong expertise in Product, Pricing, Rates, Fees and/or Billing
• Experience leading client discovery sessions and workshops
• Excellent problem-solving and consulting capabilities
• Strong client-facing and stakeholder management skills
• Ability to translate complex business problems into practical solutions
• Strong hands-on functional and solution design experience

Advantage

Experience with Temenos, Finastra, Oracle Banking, FIS, or Fiserv will be an added advantage.

Ideal Candidate Profile

Professionals from leading banking consulting/strategy practices, core banking technology companies, fintech organizations, or large-scale banking transformation programs are highly preferred.