Financial Planning & Analysis

Kotak Mahindra Bank; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Kotak Mahindra Bank in Mumbai seeks a high-impact Strategy & FP&A professional for the Consumer Bank. You will partner with senior leaders to turn data into actionable plans, shaping resource allocation, productivity, and fiscal discipline across the franchise.

You will mine financial and operational data, engage frontline teams, produce board-ready narratives, and lead cross-functional projects spanning budgeting and performance management.

Qualifications

• Education from Tier 1 college (IIT, IIM, SIBM, NMIMS, FMS, XLRI, MDI) or CA.
• Experience in strategy, consulting, FP&A, or business analytics in financial services.
• 3–5 years of experience with senior leadership exposure.
• Experience engaging with frontline or customer-facing teams for business insights.
• Strong academic background in finance, economics, engineering, or management.
• Retail distribution or network strategy experience is a plus.
• Role blends consultant mindset with business-partner execution.

Responsibilities

• Strategic analysis to surface trends, inefficiencies, and performance gaps across the Consumer Bank.
• Engage frontline sales teams and business units to translate insights for leadership.
• Develop insight-driven recommendations on efficiency and resource use.
• Build structured problem statements and analytics models for trade-offs.
• Lead cross-functional projects spanning budgeting, network strategy, and performance management.
• Craft board-ready presentations and executive narratives.

Skills

Strategic thinking

Financial acumen

Ground-level connect

Stakeholder influence

Structured problem-solving

Communication

Education

Tier1 college or CA

Job description

Strategy & Business Performance Consumer Bank | FP&A

A high-impact, high-visibility strategy role within the Consumer Bank's FP&A function, serving as an internal consultant to senior leadership. The incumbent will transform financial and operational intelligence into outcome-driven action, shaping resource allocation, driving fiscal discipline, and unlocking productivity across the franchise.

Key Responsibilities:

• Strategic Analysis - Mine complex financial and business datasets to surface trends, inefficiencies, and performance gaps across the Consumer Bank.
• Ground-Level Intelligence - Engage directly with frontline sales teams, business units, and customers to capture on-the-ground realities and translate them into strategic inputs for leadership. Bridge boardroom strategy with field-level execution.
• Actionable Recommendations - Develop insight-driven recommendations on efficiency, cost optimisation, and return on resources.
• Decision Frameworks - Build structured problem statements and analytics models that enable leadership to evaluate trade-offs and prioritise with clarity.
• Cross-Functional Projects - Lead high-impact workstreams spanning budgeting, network strategy, cost transformation, and performance management.
• Executive Communication - Craft board-ready presentations and management narratives that distil complex analyses into compelling storylines.

Key Skills & Capabilities:

• Strategic Thinking - Ability to connect data with business context and drive from analysis to action.
• Financial Acumen - Strong grounding in P&L dynamics and FP&A disciplines.
• Ground-Level Connect - Willingness to step beyond spreadsheets and engage with sales teams, branches, and customers to inform strategy.
• Stakeholder Influence- Ability to influence without authority and engage credibly with senior leadership.
• Structured Problem-Solving - Comfort with ambiguity; ability to break unstructured problems into actionable workstreams.
• Communication - Exceptional skills in preparing executive-level materials.

Experience & Qualifications:

• Education from Tier 1 college (IIT, IIM, SIBM, NMIMS, FMS, XLRI, MDI) or CA.
• Prior experience in strategy, consulting, FP&A, or business analytics, preferably in financial services.
• Track record on high-impact, cross-functional initiatives with senior leadership exposure.
• Experience engaging with frontline or customer-facing teams to derive business insights will be highly valued.
• Strong academic background in finance, economics, engineering, or management.
• Experience in retail distribution or network strategy is a distinct advantage.
• Experience of 3-5 years.

What Makes This Role Unique:

This is a strategy role housed within FP&A, designed for someone who thinks like a consultant, operates like a business partner, and is equally comfortable in a boardroom as in a branch visit.