Finance Executive

Vidya Wires Limited; Anand; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Keka Inc. in Anand, Gujarat is seeking a Finance / Treasury Executive to manage fund-based and non-fund-based bank limits, credit control, and LC/BG documentation. The role centers on streamlining treasury operations, cash flow, and working capital efficiency.

You will coordinate with banks, open and renew LC/BG, prepare MIS and CMA data, ensure RBI compliance, and maintain ERP records (SAP/Oracle/Tally).

Qualifications

• Bachelor's degree in Commerce / Finance with treasury exposure.
• Hands-on LC and BG processes: opening, amendments, retirement, closure.
• Strong knowledge of bank limits and credit control practices.
• Proficiency in MS Excel and ERP systems (SAP / Oracle / Tally).

Responsibilities

• Manage fund-based and non-fund-based bank limits and monitor utilization.
• Handle LC opening, amendments, retirement, and bank coordination.
• Prepare, verify, and submit LC & BG documentation; track margins and expiry.
• Monitor customer credits, working capital needs, and RBI/compliance logging.

Skills

Credit control

Fund-based limits

Non-fund-based limits

LC/BG documentation

Bank coordination

Education

B.Com / Finance

CA-Inter / CMA-Inter / MBA (Finance) preferred

Tools

SAP

Oracle

Tally

Job description

We are looking for a Finance / Treasury Executive with hands-on experience in managing fund-based and non-fund-based bank limits, credit control, and complete LC/BG documentation. The role involves coordinating with banks, ensuring compliance with sanctioned limits, managing working capital, and supporting smooth treasury operations.

Key Responsibilities

Banking & Treasury Operations

• Manage fund-based limits (Cash Credit, Overdraft, Term Loans, Packing Credit, Buyer's Credit)
• Manage non-fund-based limits (Letter of Credit, Bank Guarantee - performance & financial)
• Monitor utilization of bank limits and ensure compliance with sanction terms

LC & BG Management

• End-to-end handling of LC opening, amendments, retirement, and closure
• Coordination with banks for import/export LCs
• Preparation, verification, and submission of LC & BG documentation
• Tracking validity, margins, commission, and expiry of LCs and BGs

Credit Control & Working Capital

• Monitor customer credit limits and outstanding receivables

Bank Coordination & Documentation

• Liaise with bankers for day-to-day transactions and operational requirements
• Prepare and submit stock statements, CMA data, QIS, and MIS to banks
• Maintain proper documentation for bank audits and inspections

Compliance & Reporting

• Ensure compliance with RBI guidelines and bank covenants
• Prepare treasury-related MIS reports for management
• Track interest costs, bank charges, and optimize fund utilization

Qualifications & Skills

Education

• Bachelor's degree in Commerce / Finance
• CA-Inter / CMA-Inter / MBA (Finance) preferred

Experience

• 3-6 years of relevant experience in treasury, banking, or finance operations
• Strong exposure to fund-based & non-fund-based facilities

Technical Skills

• In-depth knowledge of LC, BG, bank limits, and credit control
• Experience working with multiple banks
• Proficient in MS Excel and ERP systems (SAP / Oracle / Tally)

Required Skills

Letter of Credit GST Billing Documentation account payable account receivable Bank guarantee