Finance Executive

ESP Engineered; Gujarat; On-site; INR 600,000 - 1,000,000; Full time

Job summary

ESP Engineered is seeking a Finance / Treasury Executive to manage fund-based and non-fund-based bank limits, credit control, and LC/BG documentation. You will coordinate with banks, ensure compliance, and support treasury operations.

The ideal candidate has 3–6 years of relevant experience in treasury or finance operations and possesses strong analytical skills. A Bachelor’s degree in Commerce or Finance is required, with preference for CA-Inter, CMA-Inter, or MBA graduates.

Qualifications

• 3–6 years of relevant experience in treasury, banking, or finance operations.
• Strong exposure to fund-based & non-fund-based facilities.
• In-depth knowledge of LC, BG, bank limits, and credit control.

Responsibilities

• Manage fund-based and non-fund-based bank limits.
• End-to-end handling of LC opening and management.
• Monitor customer credit limits and outstanding receivables.
• Prepare treasury-related MIS reports for management.

Skills

Fund-based banking operations

Non-fund-based banking operations

Credit control

Documentation (LC/BG)

Customer credit monitoring

MS Excel

ERP systems (SAP / Oracle / Tally)

Education

Bachelor’s degree in Commerce / Finance

CA-Inter / CMA-Inter / MBA (Finance)

Tools

SAP

Oracle

Tally

Job description

We are looking for a Finance / Treasury Executive with hands‑on experience in managing fund‑based and non‑fund‑based bank limits, credit control, and complete LC/BG documentation. The role involves coordinating with banks, ensuring compliance with sanctioned limits, managing working capital, and supporting smooth treasury operations.

Key Responsibilities

Banking & Treasury Operations

• Manage fund‑based limits (Cash Credit, Overdraft, Term Loans, Packing Credit, Buyer’s Credit)
• Manage non‑fund‑based limits (Letter of Credit, Bank Guarantee – performance & financial)
• Monitor utilization of bank limits and ensure compliance with sanction terms

LC & BG Management

• End‑to‑end handling of LC opening, amendments, retirement, and closure
• Coordination with banks for import/export LCs
• Preparation, verification, and submission of LC & BG documentation
• Tracking validity, margins, commission, and expiry of LCs and BGs

Credit Control & Working Capital

• Monitor customer credit limits and outstanding receivables

Bank Coordination & Documentation

• Liaise with bankers for day‑to‑day transactions and operational requirements
• Prepare and submit stock statements, CMA data, QIS, and MIS to banks
• Maintain proper documentation for bank audits and inspections

Compliance & Reporting

• Ensure compliance with RBI guidelines and bank covenants
• Prepare treasury‑related MIS reports for management
• Track interest costs, bank charges, and optimize fund utilization

Qualifications & Skills

Education

• Bachelor’s degree in Commerce / Finance
• CA-Inter / CMA-Inter / MBA (Finance) preferred

Experience

• 3–6 years of relevant experience in treasury, banking, or finance operations
• Strong exposure to fund‑based & non‑fund‑based facilities

Technical Skills

• In-depth knowledge of LC, BG, bank limits, and credit control
• Experience working with multiple banks
• Proficient in MS Excel and ERP systems (SAP / Oracle / Tally)