Manager - Treasury Operations

Pace Digitek Limited; Bengaluru; On-site; INR 800,000 - 1,400,000; Full time

Job summary

A finance services company located in Bengaluru is seeking an Associate for full-time employment to manage working capital limits and oversee banking documentation. The successful candidate will have strong banking knowledge, experience with trade finance instruments, and must have worked with a multi-banking arrangement with significant working capital exposure. Excellent communication and analytical skills are essential for this role.

Qualifications

• Experience in multi-banking arrangements.
• Minimum exposure to ₹600 Crore of working capital limits.
• Prior experience in treasury operations within mid-to-large organizations.
• Ability to analyze finance costs and propose optimization strategies.

Responsibilities

• Ensure effective utilization and monitoring of working capital limits.
• Handle end-to-end documentation for working capital sanctions.
• Manage timely issuance of Bank Guarantees and Letters of Credit.
• Prepare and present MIS reports on working capital utilization.
• Manage timely issuance of Bank Guarantees (BG) and Letters of Credit (LC) as per business requirements.
• Vet and review all BG/LC clauses prior to issuance to mitigate financial and legal risks.
• Coordinate closely with internal export/import teams for trade finance and banking-related requirements.
• Ensure banking charges, interest, and commissions are levied strictly as per sanctioned terms.
• Prepare and present MIS reports related to working capital utilization, limits, costs, and banking exposure.
• Liaise with multiple banks and financial institutions to ensure smooth treasury operations and compliance.

Skills

Banking knowledge

Trade finance instruments (LC, BG)

Analytical thinking

Strong communication skills

Attention to detail

Job description

Responsibilities

• Ensure effective utilization and monitoring of sanctioned working capital limits across banks.


• Work on enhancement of limits, new banking structures, and initiatives aimed at reducing overall finance costs.


• Handle end-to-end documentation for working capital sanctions, renewals, and execution of banking agreements.


• Ensure security creation and perfection related to working capital limits, including charge creation and compliance.


• Manage timely issuance of Bank Guarantees (BG) and Letters of Credit (LC) as per business requirements.


• Vet and review all BG/LC clauses prior to issuance to mitigate financial and legal risks.


• Coordinate closely with internal export/import teams for trade finance and banking-related requirements.


• Ensure banking charges, interest, and commissions are levied strictly as per sanctioned terms.


• Prepare and present MIS reports related to working capital utilization, limits, costs, and banking exposure.


• Liaise with multiple banks and financial institutions to ensure smooth treasury operations and compliance.

Technical Skills

• Strong banking knowledge with specific expertise in working capital management.


• Hands-on experience in trade finance instruments such as Letters of Credit (LC) and Bank Guarantees (BG).


• Exposure to documentation, sanction terms, and banking covenants.


• Ability to analyze finance costs and propose optimization strategies.

Behavioral & Soft Skills

• Strong strategic, analytical, and logical thinking ability.


• Excellent communication and interpersonal skills for effective interaction with banks and internal stakeholders.


• High attention to detail and strong follow-up skills.

Experience & Eligibility

• Candidate must have worked in a multi-banking arrangement.


• Minimum exposure to ₹600 Crore or more of working capital limits is mandatory.


• Prior experience in treasury operations within mid-to-large organizations is preferred.

Seniority level

• Associate

Employment type

• Full-time

Job function

• Finance

Industries

• Services for Renewable Energy