Executive Sales Officer

Kanou Consulting; Kannur; Hybrid; INR 180,000 - 320,000; Full time

Benefits offered by this job

Health insurance

Food allowance

Sales incentives

Job summary

Top Tier-1 Financial Services in Bangalore City and Kerala invites applications for a Sales Executive/Officer (Freshers OR Experienced). The role targets 0–2 years of experience, with age under 28 and Graduation completed (or 10+2 with 6 months experience).

You will lead generation, engage customers, explain products, and guide the application to disbursement, while building relationships and meeting targets. Perks include health insurance, food allowance, and sales incentives.

Qualifications

• Graduation completed; 10+2 with minimum 6 months exp eligible
• Age under 28 years
• Freshers or Experienced candidates welcome

Responsibilities

• Lead Generation: Identify and generate leads through central inbound/outbound leads, referrals, agents and direct outreach.
• Customer Engagement: Approach potential customers to discuss financing needs and present product options.
• Product Knowledge: Maintain understanding of financial products, including rates, terms, and eligibility for multiple segments.
• Sales Process Management: Guide customers through application, documentation, verification, and disbursement; coordinate with internal teams.
• Provide support to customers and agents throughout the sales process, including loan processing and after-sales service.
• Relationship Building: Develop and maintain relationships to ensure satisfaction and potential for future business.
• Regular communication with agents to understand their needs and sales objectives.
• Achieve and exceed monthly and quarterly sales targets; identify new opportunities and analyze market trends.
• Drive cross-sell products while maintaining compliance and ethical selling practices.

Skills

Lead Generation

Customer Engagement

Product Knowledge

Sales Process

Relationship Building

Sales Targets

Compliance

Education

Graduation complete

10+2 education

Job description

Designation

Sales Executive/Officer (Freshers OR Experienced)

Experience

0 to 2 Years

Company

Top Tier-1 Financial Services

Locations

Bangalore City and Kerala

Kerala Locations

Alappuzha/Palakkad/Nelamboor/Thalassery/ Perinthalmanna/Cherthala/Ponnani/Vadakara/Konni

Department

Any of the company's Business Group once selected.

Criteria

• Graduation completion
• (10 + 2) Education people are also eligible but should have minimum 6 months Exp
• Age Criteria: Less than 28

Responsible for promoting and selling the Clients Financial products & Services to potential customers. This role involves identifying leads, explaining product features, assisting customers through the application process, documentation, verification and meeting sales targets. The individual will work closely with both customers and channel partners.

Key Responsibilities

• Lead Generation: Identify and generate leads through various channels such as central inbound and outbound leads, referrals, agents and direct outreach.
• Customer Engagement: Approach potential customers to discuss their financing needs and present suitable product options.
• Product Knowledge: Maintain a thorough understanding of the financial products & services, including but not limited to interest rates, terms, and eligibility criteria for multiple segments in line with defined product policy [Unsecured (Doctor/CA/Lawyer) & Secured segments]. Provide timely and accurate information on products, pricing, and promotions to customers.
• Sales Process Management: Guide customers through the entire sales process, including application, documentation, verification of documentation and approval (from login to disbursement). Collaborate with internal teams to address customer inquiries and resolve issues in a timely manner.
• Provide support to customers & agents throughout the sales process, including loan processing and after-sales service.
• Relationship Building: Develop and maintain relationships with customers to ensure high levels of satisfaction and potential for future business.
• Regularly communicate with agents to understand their needs, concerns, and sales objectives.
• Sales Targets: Achieve and exceed monthly and quarterly sales targets. Identify and pursue new business opportunities with existing and potential customers. Conduct market analysis to stay informed about industry trends, competitor activities, and needs.
• Driving cross-sell products over and above AOP targets as a part of business P&L incomes.
• Selling products with highest standard of verified and correct information ensuring highest satisfaction for customer
• Maintaining business hygiene by maintaining business commercials as per threshold and limiting cancellations in Insurance and VAS products to drive a sustainable source of VAS income by engaging in ethical selling
• Upholding the image of Client through professional conduct, transparency in selling products and customer-centric approach.
• Compliance: Ensure all sales activities comply with the Clients policies, procedures and regulatory requirements in terms of documentation, KYC, promotional calling etc.

Perks and benefits

Health insurance, Food allowance, Sales incentives