DVP- Structured products

Virtuous Advisors & Resources; Mumbai; On-site; INR 3,500,000 - 7,000,000; Full time

Job summary

Virtuous Advisors & Resources seeks a senior finance professional for its Structured Finance / Private Credit team in Mumbai. The role covers end-to-end deal execution, credit underwriting, and portfolio management across infrastructure, real estate, energy and real assets.

You will evaluate opportunities, build financial models, prepare investment memos, and work with risk, legal and coverage teams to close transactions. 5–12 years of relevant experience, MBA/CA/CFA preferred.

Qualifications

• 5–12 years of relevant experience in structured finance, private credit, project finance.
• Strong expertise in credit underwriting, financial modelling and transaction structuring.
• Exposure to Real Assets / Infrastructure / Renewable Energy / Real Estate / project finance.
• Experience in deal execution, portfolio monitoring and syndication is a plus.

Responsibilities

• Evaluate, structure and execute complex Structured Finance, Private Credit and Project Finance transactions.
• Assess financing and investment opportunities across Renewable Energy, Infrastructure, Real Estate, REITs/InvITs, Roads, Warehousing, Healthcare, Education & Logistics.
• Perform detailed credit analysis, financial analysis, due diligence and risk assessment.
• Build and review sophisticated financial models, cash-flow projections and transaction analyses.
• Analyse business models, financial statements and project viability to assess creditworthiness.
• Structure bespoke financing solutions in collaboration with business/coverage teams.
• Prepare Credit Memos, Investment Memos, Financial Models and Management Presentations.
• Work closely with Credit/Risk, Legal, Compliance, Operations and Coverage teams for seamless deal execution.
• Support Syndication, Sell-down and Investor Engagement.
• Monitor portfolio performance and identify early warning signals and emerging credit risks.
• Manage transactions across the complete lifecycle: Opportunity Evaluation, Structuring, Credit Approval, Documentation, Execution, Portfolio Monitoring.

Skills

Credit Underwriting

Financial Modelling

Transaction Structuring

Deal Execution

Portfolio Monitoring

Credit Risk

Cash-flow Lending

Education

MBA / Master's in Finance / CA / CFA

Job description

Hiring: Structured Finance / Private Credit Senior Associate / VP

Location: Mumbai
Experience: 5-12 Years
Domain: Structured Finance | Private Credit | Project Finance | Credit Underwriting

About the Opportunity

We are looking for high-calibre finance professionals to join the Structured Finance / Private Credit team of a leading financial institution.

This is an exciting opportunity for professionals with strong experience in structured credit, project finance, private credit, corporate lending and complex financial transactions, offering exposure to end-to-end deal execution and portfolio management.

Key Responsibilities:-

• Evaluate, structure and execute complex Structured Finance, Private Credit and Project Finance transactions.
• Assess financing and investment opportunities across Renewable Energy, Infrastructure, Real Estate, REITs/InvITs, Roads, Warehousing, Healthcare, Education & Logistics.
• Perform detailed credit analysis, financial analysis, due diligence and risk assessment.
• Build and review sophisticated financial models, cash-flow projections and transaction analyses.
• Analyse business models, financial statements and project viability to assess creditworthiness.
• Structure bespoke financing solutions in collaboration with business/coverage teams.
• Prepare Credit Memos, Investment Memos, Financial Models and Management Presentations.
• Work closely with Credit/Risk, Legal, Compliance, Operations and Coverage teams for seamless deal execution.
• Support Syndication, Sell-down and Investor Engagement activities.
• Monitor portfolio performance and identify early warning signals and emerging credit risks.
• Manage transactions across the complete lifecycle Opportunity Evaluation Structuring Credit Approval Documentation Execution Portfolio Monitoring.

What We Are Looking For

• 5-12 years of relevant experience in:
  • Structured Finance
  • Private Credit
  • Project Finance
  • Corporate Credit
  • Credit Underwriting
  • Investment Banking
  • Corporate Banking
• Strong expertise in Credit Underwriting, Financial Modelling & Transaction Structuring.
• Excellent understanding of Credit Risk, Cash-flow Based Lending and Structured Debt.
• Exposure to Real Assets / Infrastructure / Renewable Energy / Real Estate / Project Finance preferred.
• Experience in Deal Execution, Portfolio Monitoring, Syndication/Sell-down will be an added advantage.
• Strong analytical, research, due diligence and problem-solving capabilities.
• Excellent communication and stakeholder management skills.

Educational Qualification

MBA / Master's in Finance from a reputed institute / CA / CFA / equivalent qualification.

Preferred Background

Professionals from Investment Banks, Banks, NBFCs, Big 4 Advisory Firms or reputed Financial Institutions with strong exposure to structured credit/finance transactions.

Ideal Candidate

A finance professional who combines strong credit judgement + financial modelling + transaction structuring + deal execution and is looking to build a career in Structured Finance / Private Credit.