Structured Credit

Tipsons Group; Mumbai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Tipsons Group in Mumbai seeks a highly motivated investment professional to join our Structured Credit team. The role involves advising borrowers on bespoke financing solutions and executing private credit transactions across sectors.

The candidate should have 4–6 years of relevant experience in private credit, investment banking or structured finance, with strong credit underwriting, financial modelling, and the ability to manage live mandates from origination through financial close.

Qualifications

• MBA (Finance) or CA or CFA preferred.
• 4–6 years of experience in private credit/investment banking/structured finance/credit underwriting/alternative investments.
• Experience in preparing investment memorandums and credit appraisal notes for investors.
• Expertise in preparation and auditing of financial models, term sheet preparation and negotiation.
• Knowledge of legal/documentation, recovery process, NCLT framework an added advantage.

Responsibilities

• Advise borrowers on bespoke financing solutions and execute private credit transactions.
• Prepare investment memorandums and credit appraisal notes for investors.
• Independently manage live mandates from origination through financial close.

Skills

Financial modelling

Credit underwriting

Investment analysis

PowerPoint

Education

MBA (Finance)

Chartered Accountant

CFA

Tools

AI tools

Job description

We are seeking a highly motivated investment professional to join our Structured Credit team. The role involves advising borrowers on bespoke financing solutions and executing private credit transactions across sectors. The successful candidate should possess strong credit appraisal and underwriting skills, financial modelling capabilities, transaction execution experience and the ability to independently manage live mandates from origination through financial close.

Credit Underwriting and Investment Analysis:

The candidate should have prior experience in preparing detailed investment memorandums and credit appraisal notes for internal and external investors.

The credit assessment would invariably cover business model analysis, industry and competitive assessment, management and promoter evaluation, financial statement analysis, cash flow analysis, security and collateral analysis, covenant structuring, downside risk assessment, account monitoring and exit strategies evaluation.

The candidate should also have expertise in preparation and auditing of financial models, term sheet preparation and negotiation.

Prior knowledge of legal and statutory documentation, recovery process, NCLT framework will be an added advantage.

Candidate Profile:

Qualification: Preferably MBA (Finance), Chartered Accountant or CFA.

Experience: 4-6 years of relevant experience in one or more of private credit/ investment banking/ structured finance/ credit underwriting/ alternative investments.

Technical Skills: Advanced financial modelling, power point presentation skills, AI tools.

Behavioural Skills: Strong commercial mindset, high attention to detail, ability to multi-task, excellent written and verbal communication skills, ability to work under tight timelines.