Senior Associate – Private Credit Real Assets Virtuous Advisors and Resources Pvt. ltd.

The Corporate Institute; Mumbai; On-site; INR 1,800,000 - 2,600,000; Full time

Job summary

The Corporate Institute seeks a seasoned professional to join its structured/private credit team in Mumbai. You will work with the Head of Private Credit to oversee real asset portfolios, assess investment opportunities, conduct financial analysis, and support daily portfolio management.

Ideal candidates hold a Masters in Finance or CFA/CA with 6–9 years in credit evaluation/underwriting and strong financial modeling skills to ensure rigorous risk assessment and accurate reporting.

Qualifications

• Masters in Finance from a Tier 1 institute and/or CFA/CA.
• 6–9 years of relevant experience in credit evaluation/underwriting.
• Strong analytical skills with risk assessment and attention to detail.
• Proven ability in fundamental corporate credit analysis & financial modeling.
• Experience in Investment Banks/ Big 4 Advisory Firms/ Banks / NBFCs preferred.

Responsibilities

• Evaluate investment opportunities in structured/private credit real assets space.
• Sectors could be renewable energy, commercial real estate, REITs and Invits, warehousing, roads etc.
• Analyze financial statements, business models, preparing and working on financial models.
• Good understanding of structured debt/Corporate lending deals and risk assessment.
• Maintaining MIS and tracking portfolio performance efficiently.

Skills

Structured credit

Private credit

Credit evaluation

Underwriting

Financial modeling

Risk assessment

MIS

Portfolio monitoring

Financial analysis

Education

Masters in Finance (Tier 1 institute)

CFA/CA

Job description

The candidate will be an integral part of the structured credit / private credit team and will be working closely with the Head of Private Credit in overseeing overall real asset portfolio, evaluate investment opportunities, conducting financial analysis, preparing reports and presentations and support in day to day portfolio management & monitoring activities.

Key Responsibilities:

• 1. Evaluate investment opportunities in areas of structured/private credit real assets space.
• 2. Sectors could be renewable energy, commercial real estate, reits and Invits, warehousing, roads etc.
• 3. Analyzing financial statements, business models, preparing and working on financial models.
• 4. Good understanding of structured debt/Corporate lending deals and risk assessment.
• 5. Maintaining MIS and tracking portfolio performance efficiently.

Key Requirements:

• 1. The candidate should have a masters in finance from Tier 1 institute and/or a CFA/CA.
• 2. Possess 6 to 9 years of relevant experience in credit evaluation/underwriting of opportunities either in corporate credit, structured finance.
• 3. Strong analytical skills, good risk assessment approach and an ability to pay attention to detail, and persistence to dive deep into a research or diligence process.
• 4. Candidates with excellent fundamental corporate credit analysis & financial modelling skills.
• 5. Preferred industry: Investment Banks/ Big 4 Advisory Firms/ Banks /NBFC.