Deputy Manager - BFS Direct

Chandigarh News; Chandigarh; Sur place; INR 268 000 - 446 000; Plein temps

Résumé du poste

Bajaj Finance Limited in Chandigarh is seeking a Collections Officer to manage the delinquent portfolio and drive recovery efforts. You will focus on improving profitability by achieving monthly collection targets and ensuring accurate documentation of collection activities.

The role requires graduates with strong verbal and written communication skills and proficiency in Microsoft Office. Experience ranges from 6 months to 3 years, with a focus on disciplined execution.

Qualifications

• Graduate in any specialization.
• Good verbal and written skills.
• Proficient in Microsoft Office.

Responsabilités

• Manage delinquent portfolio to improve profitability.
• Achieve collection efficiency targets on a monthly basis.
• Ensure proper documentation of all collection trails and governance.
• Liaise with legal/law enforcement agencies for speedy recovery.
• Monitor location portfolio and report early/potential stress accounts.

Connaissances

Verbal communication

Written communication

Formation

Graduate degree

Outils

Microsoft Office

Description du poste

Job Purpose

"This position is open with Bajaj finance limited"

Duties and Responsibilities

• To enable enhanced business profitability through effective management of the delinquent portfolio
• To achieve the desired collection efficiencies across product managed.
• Ensure that adequate collections intensity of follow up is executed for all delinquent accounts.
• Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within specified on monthly basis.
• Continuously review the location portfolio and report early/potential stress accounts.
• Ensure that all collections activities are properly documented in the form of Collection Trails.
• Ensure that all collections processes and Risk governance mandates rolled out are completely adhered to at each location
• Liaison with legal/law enforcement agencies for speedy recovery
• Provide feedback on the effectiveness of collections strategies formulated and implemented.
• Ensure that the resources are optimally used with the number of visits, contacts, PTP conversion ratio etc, settlement process to be in line with approval received. NIL delay in cash TAT and MIS.

Required Qualifications and Experience

Desired Skills and experience:

• Graduate in any Specialisation.
• Good verbal and written skill.
• Proficient in Microsoft Office.
• Exp 06 Months - 3 Years