Customer Service Analyst T3-II

AMERICAN EXPRESS; Gurugram District; On-site; INR 500,000 - 900,000; Full time

Job summary

American Express seeks an Account Protection Specialist to review consumer and business accounts, identify possible fraud, and minimize losses by gathering and analyzing pertinent data to determine the best course of action.

The role includes handling inbound/outbound calls, maintaining professional relationships with customers and external banks, and identifying fraud trends to drive continuous process improvements.

Qualifications

• Experience analyzing potentially unusual financial activity using internal and external databases.
• Ability to digest and synthesize large amounts of information from multiple sources.
• Excellent written and verbal communication skills in a professional business context.
• Strong time management and ability to handle multiple tasks under pressure.

Responsibilities

• Review consumer and/or business accounts to identify fraudulent activity and minimize potential loss by gathering and analyzing data to determine appropriate action.
• Handle inbound/outbound calls and maintain professional relationships with customers & external banks; communicate concerns effectively.
• Identify fraud trends and contribute to continuous process improvements.

Skills

Fraud analysis

Data analysis

Customer communication

Microsoft Office

Tools

Microsoft Excel

Job description

The Account Protection Specialist is responsible for utilizing fraud management techniques/tools while reviewing existing Consumer and/or Business accounts to identify possible fraudulent activity and minimize the potential loss to American Express by gathering and analyzing pertinent data to determine the appropriate course of action.

Minimum Qualification:

• Experience working with online deposit fraud
• Ability to conduct a meticulous analysis of each instance of potentially unusual financial activity, using both internal and external databases
• Ability to digest and synthesize large amounts of information, financial and otherwise from numerous sources
• Ability to effectively communicate American Express concerns while ensuring customers that they are valued
• Strong computer literacy with a solid working knowledge of current internet technology, the ability to research information for business related purposes and proficiency with Microsoft Office products
• Must possess intuitive and deductive reasoning skills and be comfortable making decisions and recommendations in unclear circumstances
• Manage multiple tasks effectively while progressing through work concurrently
• Resilient with the desire to continually improve personal performance, customer satisfaction and business brand
• Demonstrated patience and ability to solve customer concerns
• Ability to navigate in multiple computer systems while interacting with the customer simultaneously
• Must have strong time management skills and the ability to work under pressure and with limited supervision
• Must have excellent written and verbal communication skills

Preferred Qualification:

• Ability to use good, sound judgment in decision making
• Strong understanding and knowledge of US Banking Regulations
• Ability to effectively manage change and remain calm in stressful situations
• Self-Motivated and committed to drive results with professional business maturity

The Account Protection Specialist is responsible for utilizing fraud management techniques/tools while reviewing existing Consumer and/or Business accounts to identify possible fraudulent activity and minimize the potential loss to American Express by gathering and analyzing pertinent data to determine the appropriate course of action. The Account Protection Specialist will be responsible for handling inbound/outbound calls on accounts while maintaining a professional working relationship between American Express, the customer and external banks. Additional responsibilities include identifying fraud trends and developing continuous process improvements.