Team Member Credit & Collect-T3-II

American Express; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Benefits offered by this job

Competitive base salary

Bonus incentives

Health, dental and vision benefits

Flexible hybrid/onsite work model

Job summary

American Express in India is seeking an analyst to mitigate risk and prevent loss in a production environment by handling potential credit abuse and credit bursts for Business and Consumer accounts. You will collaborate with a team to analyze accounts, identify fraud indicators, and manage aging of the CBO portfolio while supporting inbound and outbound volume.

The role requires strong analytical, verbal and written communication skills, plus the ability to quickly analyze data for insights.

Qualifications

• Minimum 1 year of meaningful experience in Contact Center Domain.
• Strong proficiency in verbal and written communication skills.
• Should possess analytical, decision making and problem-solving skills.

Responsibilities

• Collaborating on this team provides opportunities in enhancing analytical skills and identifying potential trends in card utilization behavior.
• Colleagues in this position handle cases and complete analysis on accounts to determine if there is a possible intention by card members to defraud American Express or cause American Express to suffer significant financial loss.
• Specialists assist in managing the aging of the CBO portfolio and support both inbound & outbound volume.
• Successful specialists must have the ability to quickly analyze account information and identify what is hiding in the data.

Skills

Analytical skills

Communication skills

Problem solving

Decision making

Job description

Job Description

Responsible for mitigating risk and preventing loss in a production environment and enabling spend for our customers, by handling potential credit abuse and credit burst out for Business and Consumer accounts.

Job Description

Responsible for mitigating risk and preventing loss in a production environment and enabling spend for our customers, by handling potential credit abuse and credit burst out for Business and Consumer accounts.

Responsibilities

• Collaborating on this team provides opportunities in enhancing analytical skills and identifying potential trends in card utilization behavior.
• Colleagues in this position handle cases and complete analysis on accounts to determine if there is a possible intention by card members to defraud American Express or cause American Express to suffer significant financial loss.
• Specialists assist in managing the aging of the CBO portfolio and support both inbound & outbound volume.
• Successful specialists must have the ability to quickly analyze account information and identify what is hiding in the data.

Qualifications

Minimum Qualifications

• Minimum 1 year of meaningful experience in Contact Center Domain.
• Strong proficiency in verbal and written communication skills
• Should possess analytical, decision making and problem-solving skills

Preferred Qualifications

• Grad/Under Grad with minimum 1 year experience in contact center domain
• Prior experience in credit, collections is preferred

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About The Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.