Credit Research - Banking Analyst

Moodys Analytics; Pune District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Moodys Analytics is seeking intelligent, independent analysts to join the Fundamental Credit Research team in India. You will cover the Banking and Insurance sectors, produce issuer ratings and investment commentary, and develop detailed credit models to support coverage across issuers.

The role involves liaising with investor relations, delivering actionable research, and maintaining sector dashboards. You will join a Fixed Income team with exposure to global issuers and diverse credit

Qualifications

• Subject matter expertise in Banking and Insurance.
• Excellent communication skills, both verbal and written.
• Ability to provide actionable commentary and opinions on events and issuers.
• Understanding of banks' capital structure and instrument tiering.

Responsibilities

• Initiate coverage on issuers by building detailed credit models and initiation reports.
• Prepare opinionated research on key events and track quarterly earnings of covered companies.
• Liaise with investor relations to obtain responses and understand key issues.
• Manage client relationships and expectations.
• Keep sector dashboards updated in a timely manner.

Skills

Banking & Insurance expertise

Verbal & written communication

Actionable commentary & rating views

Capital structure awareness

Education

MBA (Finance)

CFA

FRM

Job description

We are seeking intelligent, independent, and self-motivated individuals to be part of our Fundamental Credit Research team one of the fastest growing vertical of the company.

The candidate should have a subject matter expertise in covering the Banking and Insurance sector; an experience in covering sovereign and supranational issuers would be an added advantage. The analyst would be responsible for providing issuer rating/recommendation on the issuers under her/his portfolio. This would be achieved through detailed fundamental review, by initiating and maintaining coverage on issuers through detailed models and preparing the investment summary report. The candidate should demonstrate ability to think on feet, adapt to situation and provide actionable investment commentary and opinion on the issuers.

The candidate should have excellent verbal and written communication skill as there will be a daily interaction with the on-shore investment managers.

The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asses classes.

Key responsibilities

• Initiating coverage on issuers by building detailed credit specific models and initiation reports
• Preparing opinionated research piece on key events, tracking quarterly earnings on companies under coverage
• Liaise with investor relations to seek responses and understand key issues
• Responsible for client interaction and managing client expectations
• Timely updation of sector dashboards

Key competencies

Core Skills Required

• Subject matter expertise in Banking and Insurance
• Good verbal and written communication skills
• Ability to provide actionable commentary and opinion on key events, issuers, rating recommendations
• Understanding of the capital structure of bank and instrument tiering
• Education: MBA (Finance), CFA and FRM is an added advantage
• Job requires extremely high level of attention to detail, meticulousness and accountability