Credit Analyst– Insurance

Crisil; Pune District; On-site; INR 600,000 - 900,000; Full time

Job summary

A leading financial services company is seeking a Credit Analyst to support global Credit Analysts in assessing Insurance Companies. Key responsibilities include analyzing financial performance, understanding regulatory trends, and preparing credit reports. Candidates should have 1–3 years of experience in credit analysis, a strong MBA or CA background, and excellent communication skills. This role is based in Pune, India.

Qualifications

• 1–3 years of relevant experience in credit analysis or research.
• Excellent oral and written communication skills.
• Strong understanding of international accounting standards.
• Good interpersonal skills and ability to work with a team.
• Two years full-time MBA (Finance) or CA.

Responsibilities

• Track industry and regulatory trends.
• Flag rating triggers to global credit analysts.
• Conduct peer analysis and prepare credit assessment packs.
• Follow compliance and confidentiality policies.
• Build relationships with international clients.

Skills

Credit analysis

Report writing

Communication skills

Analytical skills

Interpersonal skills

Education

MBA (Finance)

CA

Job description

Job Title

Credit Analyst – Insurance

Company

Crisil

Location

Pune

Role Summary

Support global Credit Analysts to track the performance of a portfolio of Insurance Companies operating in North American and European markets. Respond to credit events with the purpose of enabling timely and accurate credit ratings and research.

Responsibilities

• Track and understand industry, regional and regulatory dynamics and trends.
• Understand the portfolio of credits tracked and flag rating/outlook triggers to the global credit analyst.
• Apply rating criteria on day‑to‑day activities and deliverables.
• Analyze financial and operational performance; work on financial models and projections; conduct peer analysis.
• Prepare and draft internal credit analysis/assessment packs and notes.
• Assist global credit analysts in the preparation of publishable credit rating and research reports.
• Follow defined processes in day‑to‑day execution of assignments and ensure retention, documentation and dissemination of knowledge.
• Strictly practice compliance, confidentiality and information security policies, procedures and guidelines of the organization.
• Build and maintain strong relationships with international clients and manage a wide range of requests from various global credit analysts.
• Understand and contribute proactively to client priorities.

Qualifications

• 1–3 years of relevant experience in credit analysis and ratings, credit research and report writing covering global markets (preferably North American/European countries) or domestic markets for the insurance sector or financial institution.
• Excellent oral and written communication skills.
• Good understanding of international accounting standards, banking‑related financial concepts and strong analytical skills.
• Good interpersonal skills and ability to work with the larger team, and lead and mentor team members.
• Two years full‑time MBA (Finance) or CA.