Credit Research - Banking Analyst

Acuity Analytics; Pune District; On-site; INR 1,120,000 - 1,800,000; Full time

Job summary

Acuity Analytics is seeking a Credit Research analyst to join our Fixed Income team in India. The role focuses on building detailed credit models, initiating issuer coverage, and delivering attributed investment commentary on banking and insurance issuers.

The ideal candidate has 3+ years of experience, an MBA in Finance, and is CFA/FRM advantageous. Collaboration with on-shore teams and timely client-facing insights are key components of this position.

Qualifications

• Subject matter expertise in Banking and Insurance.
• Excellent verbal and written communication skills.
• Ability to provide actionable commentary and opinion on issuers/events.
• Understanding of capital structure of banks and instrument tiering.
• MBA in Finance with CFA/FRM is an added advantage.

Responsibilities

• Initiate coverage on issuers by building credit models and initiation reports.
• Prepare opinionated research on key events and earnings in covered issuers.
• Liaise with investor relations to understand key issues.
• Interact with on-shore investment managers to discuss insights.
• Maintain sector dashboards and timely updates.

Skills

Banking & Insurance

Communication skills

Investment commentary

Capital structure

Education

MBA (Finance)

CFA

FRM (advantage)

Job description

Acuity Analytics (the trading name of Acuity Knowledge Partners) is a global, tech-first organisation helping financial institutions and corporates make better decisions through research, data, analytics and AI-enabled solutions. We combine deep financial services expertise with strong engineering, digital and AI capabilities to solve complex, real-world problems.

With a team of 7,200+ analysts, data specialists and technologists across 28 locations, we work with more than 800 organisations worldwide to drive efficiency, unlock insight and deliver measurable impact. Our success is built on the strength of our people—by investing in talent, encouraging collaboration and creating room to grow, we enable our teams to do their best work for clients.

Acuity became an independent business in 2019 following its acquisition from Moody’s Corporation by Equistone Partners Europe. In 2023, funds advised by global private equity firm Permira acquired a majority stake, with Equistone remaining a minority investor—supporting our continued growth and innovation.

For more information, visit www.acuityanalytics.com

Basic information

Position Title: Credit Research

Experience Level: 3+ Years

Department: Investment Research

Location: Gurgaon/ Bangalore / Pune

Position reports to: Associate Director

Job Purpose

We are seeking intelligent, independent, and self-motivated individuals to be part of our Fundamental Credit Research team –one of the fastest growing vertical of the company.

The candidate should have a subject matter expertise in covering the Banking and Insurance sector; an experience in covering sovereign and supranational issuers would be an added advantage. The analyst would be responsible for providing issuer rating/recommendation on the issuers under her/his portfolio. This would be achieved through detailed fundamental review, by initiating and maintaining coverage on issuers through detailed models and preparing the investment summary report. The candidate should demonstrate ability to think on feet, adapt to situation and provide actionable investment commentary and opinion on the issuers.

The candidate should have excellent verbal and written communication skill as there will be a daily interaction with the on-shore investment managers.

The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asses classes.

Key responsibilities

• Initiating coverage on issuers by building detailed credit specific models and initiation reports
• Preparing opinionated research piece on key events, tracking quarterly earnings on companies under coverage
• Liaise with investor relations to seek responses and understand key issues
• Responsible for client interaction and managing client expectations
• Timely updation of sector dashboards

Key competencies

Core Skills Required

• Subject matter expertise in Banking and Insurance
• Good verbal and written communication skills
• Ability to provide actionable commentary and opinion on key events, issuers, rating recommendations
• Understanding of the capital structure of bank and instrument tiering
• Education: MBA (Finance), CFA and FRM is an added advantage
• Job requires extremely high level of attention to detail, meticulousness and accountability
• Abide by TAT and improve customer satisfaction over the period

Acuity Analytics has earned several prestigious industry recognitions, including Great Place to Work® certifications in India and Costa Rica, AVTAR Best Companies for Women in India, the AVTAR Most Inclusive Companies Index, and Silver accreditation in the Workplace Equality Index. These accolades reflect our commitment to building an inclusive, supportive and high-performance workplace for our people. Learn more here.

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