Credit Research Professional

Moodys Analytics; Pune District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Moodys Analytics in India (Bangalore area) seeks a driven Fixed Income Credit Research professional with 3+ years of experience to join the Fundamental Credit Research team. You will analyze issuers globally, build credit models, and prepare ratings opinions in a fast-paced environment.

The role covers debt issuers across sectors, requiring strong analytical skills, client interaction, and a focus on timely, high-quality research outputs. CFA/FRM credentials are preferred.

Qualifications

• 3+ years of experience in fixed income credit research or related field.
• Strong financial modeling, forecasting and issuer profiling skills.
• Ability to prepare credit opinions and rating recommendations.
• Familiarity with cash flow, covenant analysis and distressed debt scenarios.

Responsibilities

• Build and update credit models with KPI projections and capital structure analysis.
• Prepare credit reports and real-time earnings updates for coverage universe.
• Perform rising star and fallen angel assessments on issuers.
• Provide credible bond recommendations and relative value analysis.
• Interact with clients and manage expectations on deliverables.
• Write analytical reports and earnings call summaries.
• Experience with HY and distressed debt is desirable.
• Develop checklists and dashboards to improve turnaround time.

Skills

FIC models

Bond recommendation

Relative valuation

Credit reports

Rating recommendations

Rising star and fallen angel analysis

Earnings summaries

CFA

FRM

Education

CFA Charter

FRM Certification

Job description

Job Summary

We are seeking exceptionally intelligent, resourceful, and self-motivated individuals to be part of our Fundamental Credit Research team. The team resides within Investment Research and responsible for providing research and opinion related to fixed income securities globally.

The research process involves analysis of the debt instrument issuers, including financial ratio analysis, financial forecasting of issuer's financial statements, scenario analysis, capital structure, issuer profiling, peer comparison, evaluation of fundamental credit strength and issuing credit opinion on the issuers and specific debt issues.

The individual will be part of the Fixed Income team based out of Bangalore. The team covers a wide variety of fixed income instrument issuers spanning across global, sectors and asses classes.

Experience level: 3+ years

Responsibilities

• Building and updating detailed credit models including KPI based projections, debt capital structure analysis, covenant analysis, distressed debt analysis and recovery analysis
• Preparing credit reports, even update, real time earnings on companies under coverage
• Ability to perform Rising star and fallen angel analysis
• Providing opinion and rating recommendation on the issuers
• Experience in giving bond recommendation and performing relative valuation
• Responsible for client interaction and managing client expectations
• Experience in writing analytical reports and earnings conference call summaries
• Work experience in working on HY and DD debt is desirable
• Prepare and implement checklist, dashboard, quality control tools
• Provides input and ideas for improvement in TAT and efficiency

Core Skills Required

• FIC models
• Bond recommendation
• Relative valuation
• Credit reports
• Rating recommendations
• Rising star and fallen angel analysis
• Earnings summaries
• CFA
• FRM

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