Credit Processing Analyst

Digitide; Hyderabad; On-site; INR 420,000 - 600,000; Full time

Job summary

Digitide in Hyderabad, India is seeking a diligent Credit Processing Analyst to join our back-office operations. You will ensure the accurate and timely processing of credit applications, verify customer information, and maintain compliant records while collaborating with the customer care team.

The role demands strong attention to detail, excellent organizational skills, and the ability to work both independently and as part of a team.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of financial services and credit risk assessment.
• Excellent analytical and decision‑making skills.
• Proficiency in using credit processing software and systems.
• Attention to detail and ability to work accurately under pressure.
• Effective communication and interpersonal skills.
• Ability to work collaboratively in a team environment.
• Familiarity with regulatory requirements in the financial industry.
• Willingness to continuously learn and adapt to new processes.

Responsibilities

• Process and review credit applications, ensuring compliance with regulations and company policies.
• Verify and validate customer information, including income, employment, and credit history.
• Evaluate credit risk and make informed decisions on credit approvals or rejections.
• Maintain accurate records and documentation for each credit application.
• Communicate with customers regarding the status of their credit applications and provide updates.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit processing.
• Ensure data integrity and confidentiality throughout the credit processing lifecycle.
• Identify and elevate potential credit risks or fraudulent activities.
• Assist in the development and implementation of credit processing procedures and policies.
• Stay updated with industry trends and best practices in credit processing.

Skills

Attention to detail

Analytical skills

Communication skills

Teamwork

Decision-making

Education

Bachelor's degree in Finance, Business, or related field

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our company's back-office operations. Your primary responsibility will be to ensure the accurate and timely processing of credit applications and related documentation. You will work closely with our customer care team to provide support and resolve any queries related to credit processing. This role requires a strong attention to detail, excellent organizational skills, and the ability to work independently and as part of a team.

Responsibilities

• Process and review credit applications, ensuring compliance with regulations and company policies.
• Verify and validate customer information, including income, employment, and credit history.
• Evaluate credit risk and make informed decisions on credit approvals or rejections.
• Maintain accurate records and documentation for each credit application.
• Communicate with customers regarding the status of their credit applications and provide updates.
• Collaborate with the customer care team to address customer inquiries and concerns related to credit processing.
• Ensure data integrity and confidentiality throughout the credit processing lifecycle.
• Identify and elevate potential credit risks or fraudulent activities.
• Assist in the development and implementation of credit processing procedures and policies.
• Stay updated with industry trends and best practices in credit processing.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of financial services and credit risk assessment.
• Excellent analytical and decision‑making skills.
• Proficiency in using credit processing software and systems.
• Attention to detail and ability to work accurately under pressure.
• Effective communication and interpersonal skills.
• Ability to work collaboratively in a team environment.
• Familiarity with regulatory requirements in the financial industry.
• Willingness to continuously learn and adapt to new processes.

Job Info

• Job Identification 268695
• Job Category Customer Support/Operations | BPM