Credit Processing Analyst

Digitide; Ratlam; On-site; INR 420,000 - 660,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to handle credit inquiries, process applications, and maintain records. You will support back-office workflows, ensure timely credit assessments, and collaborate with the customer care team to enhance customer experience.

Ideal candidates have a finance-related degree and at least two years in credit processing, with strong analytical and communication skills and proficiency in credit software and MS Office.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and risk assessment techniques.
• Excellent analytical and problem-solving skills.
• Proficiency in using credit processing software and MS Office applications.
• Ability to work independently and manage multiple tasks simultaneously.
• Effective communication and interpersonal skills.
• Attention to detail and a commitment to accuracy.
• Willingness to learn and adapt to new processes and technologies.
• A self-starter with a proactive approach to work.

Responsibilities

• Process credit applications, ensuring accuracy and timely approvals.
• Review and analyze credit reports, financial statements, and other relevant documents.
• Maintain and update credit processing systems and databases.
• Collaborate with the customer care team to resolve customer inquiries and provide accurate information.
• Monitor and manage credit risk, ensuring compliance with regulations and company policies.
• Conduct credit risk assessments and make recommendations for credit limits and terms.
• Prepare and present credit-related reports and analyses to management.
• Train and mentor junior analysts on credit processing procedures.
• Stay updated with industry trends and best practices in credit processing.
• Ensure data privacy and security by adhering to company protocols.

Skills

Credit analysis

Risk assessment

Analytical skills

Communication skills

Problem-solving

Independent work

Education

Bachelor's degree in Finance, Accounting, or a related field

Tools

MS Office

Credit processing software

Job description

Job Description:

As a Credit Processing Analyst, you will play a vital role in handling credit-related inquiries, processing applications, and maintaining accurate records. Your expertise will contribute to the smooth operation of our back-office processes, ensuring timely and accurate credit assessments and approvals. This role offers an opportunity to work closely with our customer care team, providing valuable support and enhancing the overall customer experience.

Responsibilities

• Process credit applications, ensuring accuracy and timely approvals.
• Review and analyze credit reports, financial statements, and other relevant documents.
• Maintain and update credit processing systems and databases.
• Collaborate with the customer care team to resolve customer inquiries and provide accurate information.
• Monitor and manage credit risk, ensuring compliance with regulations and company policies.
• Conduct credit risk assessments and make recommendations for credit limits and terms.
• Prepare and present credit-related reports and analyses to management.
• Train and mentor junior analysts on credit processing procedures.
• Stay updated with industry trends and best practices in credit processing.
• Ensure data privacy and security by adhering to company protocols.

Qualifications

• Bachelors degree in Finance, Accounting, or a related field.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit analysis and risk assessment techniques.
• Excellent analytical and problem-solving skills.
• Proficiency in using credit processing software and MS Office applications.
• Ability to work independently and manage multiple tasks simultaneously.
• Effective communication and interpersonal skills.
• Attention to detail and a commitment to accuracy.
• Willingness to learn and adapt to new processes and technologies.
• A self-starter with a proactive approach to work.