Credit Officer

Equitas Small Finance Bank Ltd.; Sonipat; On-site; INR 420,000 - 520,000; Full time

Job summary

Equitas Small Finance Bank is hiring a Credit Officer at its Sonipat branch. The role requires 4–5 years of credit experience in banking, with involvement in CAM preparation and pre-disbursement checks. You will ensure file completeness before disbursal and manage timely dispatch of documents to HO.

The position is permanent and based at the Sonipat branch (Branch Code 11016) in the North zone, reporting to the VF department. Strong attention to credit norms and process adherence is essential.

Qualifications

• 4–5 years of credit experience in banking.
• Experience with pre-disbursement documentation.
• Exposure to CAM and disbursement processes.

Responsibilities

• Prepare CAM with pre disbursement documents per credit norms within prescribed TAT.
• Ensure file completeness before loan disbursal (FTR as per matrix).
• Physically dispatch file to HO as per matrix.
• Complete PDD on time for loans disbursed.

Skills

Strategic Orientation

Leadership

Sustainability

Innovation

Customer Focus

Job description

Posted On 21 Oct 2026

End Date 20 Nov 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

Branch Code 11016

Branch Name Sonipat

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1. 1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1
2. 2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) 20% First Time Right % As per annexure 2
3. 3 Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3
4. 4 Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4