Credit Manager

Equitas Small Finance Bank Ltd.; Kharadi; On-site; INR 800,000 - 1,500,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Credit Manager at our Housing Loan division in Kharadi, Maharashtra. This permanent role requires evaluating credit applications, performing risk analysis, and approving or denying credit in line with policy.

You will prepare risk reports, monitor payment trends, and report to senior management. The ideal candidate has 1–5 years of relevant credit experience, strong analytical skills, and the ability to collaborate with cross-functional teams to manage

Qualifications

• MBA preferred or required.
• 1–5 years of relevant experience in credit management.
• Strong analytical and risk assessment abilities.

Responsibilities

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.

Skills

Team Working

Customer Focus

Weaving Passion

Energy at Work

Education

MBA

Job description

Posted On 18 Oct 2026

End Date 17 Nov 2026

Required Experience 1 - 5 years

Basic Section

Basic Section

No. Of Openings 1

External Title Credit Manager

Employment Type Permanent

Employment Category Field

Organisational

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Affordable Housing

Department Housing Loan

Sub-Department Credit

Generic Role Credit Manager

External Title (Job Role) Credit Manager

Division Affordable Housing

Zone West

State Maharashtra

PT Location Maharastra

Branch Code 9168

Branch Name Kharadi

Skills

Skill

Team Working Customer Focus Weaving Passion and Energy at Work

MBA

Job Description

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.