Credit Officer

Equitas Small Finance Bank Ltd.; Sangrur; Sur place; INR 350 000 - 550 000; Plein temps

Résumé du poste

Equitas Small Finance Bank - Sangrur branch is seeking a Credit Officer with 4–5 years of related experience to manage pre-disbursement documentation, file completeness, and timely loan processing. You will coordinate CAM preparation and ensure adherence to credit norms and TATs, enabling efficient loan disbursal.

The role requires careful documentation, compliance with FTR matrices, and timely communication with HO for file dispatch and PDD completion.

Qualifications

• 4–5 years of relevant credit experience
• Experience with CAM and pre-disbursement documents
• Knowledge of FTR matrix and loan disbursement process

Responsabilités

• Prepare CAM with pre-disbursement documents as per credit norms within prescribed TAT (Pre Disbursement) 30% TAT.
• Ensure file is complete before loan disbursement (FTR as per matrix).
• Dispatch physical file to HO as per matrix within TAT.
• Ensure timely Completion of PDD for loans disbursed.

Connaissances

Credit norms

Disbursement process

CAM preparation

File completeness

Description du poste

Required Experience 4 - 5 years

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

Branch Code 15028

Branch Name Sangrur

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

• 1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1
• 2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) 20% First Time Right % As per annexure 2
• 3 Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3
• 4 Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4