Credit Officer

Equitas Small Finance Bank Ltd.; Jaipur; On-site; INR 500,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank in Jaipur, Rajasthan is seeking a Credit Officer for the North zone. The role focuses on pre-disbursement documentation, file completeness, and timely processing within defined credit norms.

You will handle CAM preparation, ensure First Time Right filing, coordinate dispatch to HO, and track timely milestones for PDD, working within the Field/Assets unit.

Responsibilities

• Prepare CAM with all pre-disbursement documents in place as per Credit norms within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1
• Ensure file is complete in all aspects before loan disbursement (FTR as per the matrix) 20% First Time Right % As per annexure 2
• Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3
• Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4

Skills

Strategic thinking

Leadership

Sustainability

Innovation

Customer focus

Job description

• Emerging Enterprise Banking>North>Rajasthan>Rajasthan>Jaipur>Jaipur>Rajasthan>16047>Jaipur

Job Details

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

State Rajasthan

Region Rajasthan

Area Jaipur

PT Location Rajasthan

Branch Code 16047

Branch Name Jaipur

Skills

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

• To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) 30% TAT As per annexure 1
• Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix) 20% First Time Right % As per annexure 2
• Physical File Dispatch to HO as per the matrix 20% TAT of Physical Dispatch As per annexure 3
• Completion of PDD on time for the loans disbursed 20% % of On time PDD completion As per annexure 4