Credit Manager

Equitas Small Finance Bank Ltd.; Wakad; On-site; INR 650,000 - 1,200,000; Full time

Job summary

Equitas Small Finance Bank Ltd. is seeking a Credit Manager for the Housing Loan division in Maharashtra. The role focuses on evaluating credit applications, conducting risk analysis, and setting credit limits based on risk profiles.

You will approve or reject applications according to policy and prepare risk reports for senior management. Ideal candidates have 1-5 years of credit experience, strong analytical skills, and a customer-focused approach.

Qualifications

• Customer focus and ability to work in teams.
• B.Com or equivalent finance degree with basic credit knowledge.
• Strong analytical and risk assessment skills.
• Experience in evaluating credit applications and financial statements.

Responsibilities

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.

Skills

Customer focus

Team Working

Education

B.Com

Job description

Required Experience 1 - 5 years

External Title Credit Manager

Employment Type Permanent

Employment Category Field

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Affordable Housing

Department Housing Loan

Sub-Department Credit

Generic Role Credit Manager

External Title (Job Role) Credit Manager

Division Affordable Housing

Zone West

State Maharashtra

PT Location Maharastra

Branch Code 9169

Skills

• Customer Focus Team Working
• B.COM

Job Description

• Evaluate customer credit applications and financial statements.
• Conduct credit checks and risk analysis.
• Establish and review credit limits based on risk profile.
• Approve or reject credit applications in line with company policy.
• Prepare credit risk reports and collection performance metrics.
• Provide regular updates to senior management.
• Analyze customer payment trends and recommend improvements.