Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 700,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai (BKC) seeks a Regulatory Reporting Team Member to handle PAN Bank Exposure reports, CRILC returns, and other regulatory disclosures. You will coordinate with bank departments, compile data, analyze trends, and support auditors and regulators.

Applicants should have a Masters in Finance/Accounting or MBA, plus 5–6 years of banking data experience, strong Excel skills, and excellent written and verbal communication.

Qualifications

• Masters degree in Finance/Accounting/MBA or related field.
• 5–6 years of experience and strong computer/Excel skills.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills and ability to analyze data flow in banking systems.
• Excellent written and verbal communication skills.

Responsibilities

• Prepare PAN Bank Exposure Report.
• Coordinate with bank departments to gather data for PAN Bank exposure and other returns.
• Analyze trends and reconcile PAN Bank exposure with source data.
• Compile, check and support filing of monthly CRILC return.
• Highlight major risks and take corrective actions.

Skills

Analytical skills

Trend analysis

Excel proficiency

Written and verbal communication

Education

Master's degree (CA /CS/ MBA) in Finance, Accounting, Business Administration, or related field

Tools

Excel

Job description

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.