Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; Surat; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Credit Monitoring Group is seeking a Regulatory Reporting Team Member in Mumbai to manage PAN Bank exposure reporting, data coordination across bank departments and CRILC filings. The role requires experience in credit monitoring and regulatory reporting with strong data analysis capabilities.

The candidate will also handle monthly and quarterly exposure reports, assist auditors and regulators, and contribute to CAP monitoring efforts in a fast-paced banking environment.

Qualifications

• Masters degree in Finance/Accounting/Business Administration or related field.
• 5–6 years of experience; proficient with computers and Excel.
• Knowledge of Credit Appraisal, Credit Monitoring or regulatory requirements.
• Analytical skills with trend analysis and understanding data flows in banking systems.
• Strong written and verbal communication; ability to present information clearly.

Responsibilities

• Prepare PAN Bank Exposure Report and coordinate data with bank departments; analyze trends and reconcile with source data.
• Compile and file monthly CRILC return; highlight major risks and implement corrective actions.
• Prepare Gift City Exposure Report; monitor RDB and SIBC returns; file Return of Large Exposure (RLE), RLC, RCE, LEF quarterly.
• Work on RAQ data points and RBI-based credit data points; analyze KRIs and assist auditors/regulators; support CAP monitoring (NBFC, PTC, unsecured exposure).

Skills

Analytical skills

Trend analysis

Data interpretation

Communication skills

Excel proficiency

Education

Master's degree (CA/CS/MBA) in Finance/Accounting/Business Administration

Tools

MS Excel

Job description

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.