Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; Indore District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Credit Monitoring Group in Mumbai is seeking a Team Member for Regulatory Reporting. The role involves PAN Bank Exposure reporting, data coordination with bank departments, and CRILC filings.

Candidates should have 5–6 years of experience, strong Excel and regulatory knowledge, and excellent communication skills. The position focuses on monitoring exposures and reporting to auditors and regulators.

Qualifications

• Masters degree (CA/CS/MBA) in Finance, Accounting, Business Administration, or related field.
• At least 5–6 years of experience and strong Excel skills.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills with trend analysis and data flow in banking systems.
• Written and verbal communication skills.

Responsibilities

• Prepare PAN Bank Exposure Report and coordinate with bank departments.
• Analyze trends and reconcile PAN Bank exposure with source data.
• Compile, check and file monthly CRILC return.
• Provide exposure data to auditors, compliance, regulator and resolve queries.
• CAP monitoring activities including NBFC, PTC and unsecured exposure.

Skills

Credit Monitoring

Regulatory Reporting

Data Analysis

Communication Skills

Education

Masters degree in Finance/Accounting/Business Administration

Tools

MS Excel

Banking Systems

Job description

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.