Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; Pune District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Credit Monitoring Group in Mumbai seeks a Regulatory Reporting Team Member to handle PAN Bank Exposure, CRILC, and related regulatory returns. This role requires coordinating data across bank departments, analyzing trends and ensuring accuracy of monthly filings.

Candidates should have a Masters in Finance/Accounting or MBA, 5–6 years' experience, strong Excel skills, and knowledge of credit appraisal or regulatory requirements. Excellent written and verbal communication is essential.

Qualifications

• Masters degree in Finance, Accounting, MBA or related field.
• 5–6 years of experience with strong Excel skills.
• Knowledge of credit appraisal, credit monitoring, or regulatory requirements.
• Analytical skills and ability to present data clearly.

Responsibilities

• Prepare PAN Bank Exposure Report and coordinate data with bank departments.
• Analyze trend and reconcile PAN Bank exposure with source data.
• Compile and support monthly CRILC return filing.
• Prepare Gift City Exposure Report monthly.
• Monitor RDB and SIBC returns (weekly/monthly).
• Compile and file RLE, RLC, RCE, LEF quarterly.
• Work on RAQ data points and RBI RBI quarterly data.
• Provide data to auditors and resolve audit queries.
• CAP monitoring for NBFC, PTC, unsecured exposure.

Skills

Analytical skills

Trend analysis

Data interpretation

Written and verbal communication

Education

Master's degree in Finance/Accounting/Business Administration

Tools

Excel

Job description

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.