Credit Monitoring Executive

Intellectual Capital HR Consulting Pvt. Ltd.; Coimbatore District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Credit Monitoring Group in Mumbai seeks a Regulatory Reporting Team Member to manage PAN Bank Exposure reporting, CRILC filing, and related regulatory submissions. You will coordinate data from multiple bank departments and highlight risk areas.

The role requires 5–6 years in credit monitoring or regulatory reporting, with strong Excel skills and analytical ability to interpret banking data flows. Collaborative, detail-oriented professionals are invited.

Qualifications

• Masters degree in Finance, Accounting, or related field.
• At least 5–6 years of experience with banking data and regulatory reporting.
• Knowledge of Credit Appraisal, Credit Monitoring, or regulatory requirements.

Responsibilities

• Prepare PAN Bank Exposure Report and coordinate data gathering from bank departments.
• Analyze trends and reconcile PAN Bank exposure with source data.
• Compile and file the monthly CRILC return.
• Prepare Gift City Exposure Report and monitor RDB, RLE, RLC, RCE, LEF as applicable.

Skills

Analytical skills

Trend analysis

Written and verbal communication

Data interpretation

Education

Masters degree (CA/CS/MBA) in Finance, Accounting, or related field

Tools

Excel

Job description

Credit Monitoring Group

Regulatory Reporting- Team Member, Mumbai

Department - Regulatory Reporting

Location - Mumbai, BKC

1) PAN Bank Exposure report and CRILC return :-

• Preparing the PAN Bank Exposure Report.
• Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.
• Analysis of trend and reconciliation of Pan Bank exposure report with source data.
• Compiling, checking and supporting in filing the monthly CRILC return
• Highlighting major risks if any arising from the existing process or reporting and taking corrective action.

2) Other monthly / quarterly returns/ exposure report/ CAP monitoring

• Preparing the Gift City Exposure Report on monthly basis.
• Monitoring working on Return on Default Borrower (RDB) on weekly basis and SIBC return on monthly basis.
• Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC), Return on Connected Exposure (RCE), Large Exposure Frame work (LEF) every quarter.
• Working on Return on Asset quality (RAQ) Industry data point on quarterly basis.
• Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basis
• Analyzing the trends in Key risk indicators for the Bank based on above return filing.
• Providing exposure and returns related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries.
• CAP monitoring activities including NBFC, PTC, unsecured exposure and other.

3) Qualification:

• Masters degree (CA /CS/ MBA) in Finance,Accounting,Business Administration,or related field.
• At least 5 – 6 years of experience and well-versed with computers/ excel.
• Knowledge of Credit Appraisal or Credit Monitoring or regulatory requirements.
• Analytical skills, proficiency in trend analysis and understanding of data flow in banking system.
• Written and verbal communication skill with the ability to present information clearly and concisely.