Credit and Risk Analyst

Randstad; Bengaluru; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Randstad in Bengaluru seeks a finance professional with a background in accounting or finance and strong credit risk management experience. The role emphasizes accurate data entry, robust customer account reconciliations, and effective collaboration with regional sales teams to resolve issues and minimize risk.

The candidate will handle rebates, settlements, SOX/IC adherence, and internal control development while maintaining clear communication with stakeholders.

Qualifications

• Background in accounting or finance.
• Credit risk management and cash collection experience.
• Proficiency in data entry and maintaining data in systems.
• Excellent communication and teamwork.
• Advanced Excel and SAP knowledge.
• Fluent in spoken and written English.

Responsibilities

• Drive and review customer account reconciliations, closing unreconciled items and identifying root causes.
• Manage rebates and scheme settlements at account level, liaising with regional sales managers.
• Support commercial processes to minimize risk; manage credit limits, order processing, and balance reports.
• Ensure SOX and IC compliance in the Commercial area and maintain internal controls.
• Handle customer-facing finance tasks for accounts receivable and follow-up.
• Contribute to rebates workflows and balance confirmation activities.

Skills

Data entry accuracy

Communication skills

Multitasking

Fluent English

Education

Accounting or Finance background

Tools

SAP

Advanced Excel

Job description

Job Description :-

• Background in accounting or finance
• Creditrisk management and Cashcollectionexperience
• Proficiency in accurately inputting, updating, and maintaining data in systems or databases by data verification, attention to detail, and adherence to data entry standards or guidelines
• Excellent communication skills and a team-playing attitude
• Ability to effectively prioritize and organize workload, multi-tasking is essential
• Advanced excel
• SAP knowledge
• Fluent in spoken and written English

1. 1. Driving and reviewing the customer account reconciliation by closure of unreconciled items and analyzing the root causes for corrective actions
2. 2. Managing rebates and scheme settlement at account level, create rebate workings basis the scheme being communicated. Regular communication for liaising & interacting with various regional sales managers
3. 3. Partnering in driving commercial processes to minimize the risks Managingcreditlimits, order processing, sharing balance confirmation reports, overdue reports with customers Onboarding of customers, complete documentation and approvals, closure of non-operational accounts to maintain healthy portfolio
4. 4. Responsible for SOX and IC in Commercial area, Developing and maintaining adequate internal control system, submitting them to the management for review and control the finances
5. 5. This is a critical Customer facing finance role responsible for customer level account reconciliations, maintain an effective control and follow up for Accounts Receivable from customer
6. 6. Partnering in driving commercial processes, Responsible for compliance, SOX and IC in Commercial area. Further this role is involved in working on all rebates working, balance confirmation working