Financial Analyst - Credit

Manpowergroup Services India; Bengaluru; On-site; INR 700,000 - 900,000; Full time

Job summary

Manpowergroup Services India in Bengaluru is seeking a Financial Analyst to analyze partners' financial statements and generate key metrics to support credit evaluation and risk assessment. You will monitor accounts receivable, prepare ageing reports, support collections, and work with Finance and Business Development to ensure strong credit risk management while maintaining good customer relationships.

Hands-on experience with MS Excel and ERP like Microsoft Dynamics is a plus; GST, TDS, PF,

Qualifications

• Experience in financial statement analysis and receivables management.
• Familiarity with GST, TDS, and statutory compliance basics.
• Experience in leasing, NBFC, banking or financial services is preferred.

Responsibilities

• Analyze financial statements (P&L, balance sheets, cash flow) for credit evaluation.
• Prepare ratios and KPIs for risk assessment and credit approvals.
• Monitor accounts receivable and ageing reports; support collections.
• Prepare MIS reports and dashboards for management.
• Coordinate with Biz Dev and Finance teams to manage credit risk and maintain customer relationships.
• Collaborate on GST, TDS and statutory compliance tracking.

Skills

Financial Analysis

Credit Risk Assessment

Accounts Receivable Management

Advanced MS Excel

MIS Reporting

Tools

Microsoft Dynamics ERP

Job description

Job Purpose

The Financial Analyst will be responsible for analyzing partners' financial statements and preparing key financial metrics to support credit evaluation and risk assessment. The role involves monitoring accounts receivable, preparing ageing reports, supporting collections, and collaborating closely with the Business Development and Finance teams to ensure effective credit risk management while maintaining strong customer relationships.

Key Responsibilities

• Analyze financial statements, including Profit & Loss Accounts, Balance Sheets, and Cash Flow Statements.
• Prepare financial ratios and key performance indicators for credit evaluation.
• Conduct preliminary credit assessments and support credit approval recommendations.
• Monitor and manage Accounts Receivable.
• Prepare daily, weekly, and monthly ageing reports.
• Coordinate with the Business Development team to follow up on outstanding receivables.
• Prepare collection reports and monitor overdue payments.
• Support customer credit reviews and maintain required documentation.
• Identify potential credit risks and recommend corrective actions.
• Maintain accurate customer financial records.
• Coordinate with internal stakeholders to resolve collection-related issues.
• Prepare MIS reports and dashboards for management review.
• Possess a working knowledge of GST, TDS, PF, PT, and statutory compliance requirements.

Core Knowledge Areas

• Financial Statement Analysis
• Credit Evaluation & Credit Risk Assessment
• Accounts Receivable Management
• Ageing Analysis
• Collection Management
• Basic Financial ModellingGST & TDS (Basic Understanding)

Technical & Functional Skills

• Financial Analysis
• Credit Risk Assessment
• Accounts Receivable Management
• Advanced MS Excel
• MIS Reporting
• Knowledge of Microsoft Dynamics ERP will be an added advantage.

Preferred Experience

• Experience in Leasing, NBFC, Banking, or Financial Services.
• Hands-on experience in financial statement analysis and receivables management.
• Exposure to credit evaluation and collection processes.
• Experience working with Microsoft Dynamics ERP is preferred.

Email - [e-mail]

Contact - 9599473399