Credit Analyst_SUPPORT SERVICES_0140_1314_1065744

Kotak Mahindra Bank; Mumbai; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Credit Underwriter for Large Corporates in Mumbai. You will prepare appraisal notes, discuss terms with the business, and collect information to finalize CRANs.

This role requires 3–6 years of underwriting experience and strong communication skills. You will monitor accounts per sanctioning authority, generate monthly/ quarterly reports for the portfolio, escalate non-compliances, and conduct site visits to submit inspection reports.

Qualifications

• 3–6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis preferred.
• CA or MBA degree required.
• Strong verbal, written communication and presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Communication skills

Presentation skills

Education

CA / MBA

Job description

Job Description

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA
• Good verbal, written communication & presentation skills.