Credit Analyst-MM_SUPPORT SERVICES_0140_8087_1065222

Kotak Mahindra Bank; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Kotak Mahindra Bank in Bengaluru seeks a seasoned credit underwriting professional for large corporate portfolios. You will prepare appraisal notes, discuss risk terms with business units, and coordinate information gathering for CRANs.

You will monitor accounts per sanctioning authority terms and escalate non-compliances with action plans. The ideal candidate has 3-6 years of experience in corporate credit underwriting, preferably with pharma exposure, and holds CA or MBA, with strong

Qualifications

• 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis preferred.
• CA / MBA required.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME clients.
• Discuss terms and conditions for risk assessments with business partners.
• Gather information from customers for CRAN preparation.

Skills

Credit underwriting

Risk assessment

Communication skills

Education

CA

MBA

Job description

Job Description:

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA
• Good verbal, written communication & presentation skills.