Credit Analyst-MM_SUPPORT SERVICES_0140_2618_1066872

Kotak Mahindra Bank; Ahmedabad District; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Kotak Mahindra Bank in Ahmedabad is seeking a credit underwriting professional for large corporate portfolios. The role focuses on preparing appraisal notes, risk assessments, and monitoring across the customer lifecycle.

The ideal candidate has 3–6 years of underwriting experience, with CA or MBA qualification, and strong verbal, written communication and presentation skills. Pharma sector experience is a plus but not mandatory.

Qualifications

• 3–6 years of experience in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis preferred but not mandatory.
• CA or MBA qualification.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Verbal communication

Written communication

Presentation skills

Education

CA / MBA

Job description

Job Description:

• Preparation of Credit Appraisal notes for SME clients.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plan for non-compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required for the Job: 3-6 years in Credit Underwriting for Large Corporates.
• Experience in Pharma sector credit analysis would be preferred (not mandatory).
• CA / MBA
• Good verbal, written communication & presentation skills.