Credit Analyst

Crisil; Pune District, Ahmedabad District, Gurugram District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Crisil in Pune seeks a Credit Analyst to assess the creditworthiness of potential clients and build strong relationships with existing customers. You will collaborate with underwriting and other internal teams to ensure seamless processes, communicate credit decisions clearly, and stay informed about regulatory changes and market developments shaping credit risk assessments.

With 2–5 years of relevant experience, you will apply financial statement analysis and cash flow evaluation to support

Qualifications

• 2–5 years of experience in credit analysis, NBFC preferred.
• Strong understanding of financial statements and cash flow analysis.
• Excellent analytical skills and ability to communicate findings clearly.

Responsibilities

• Conduct thorough credit analysis to evaluate creditworthiness of potential clients.
• Develop and maintain relationships with existing clients to identify opportunities and provide service.
• Collaborate with internal teams to integrate underwriting processes and communicate decisions.
• Stay updated with industry trends, regulatory changes, and market developments to inform credit ratings and recommendations.

Skills

Credit analysis

Financial statements

Cash flow analysis

Risk assessment

Data interpretation

Communication

Job description

Roles and Responsibilities :

• Conduct thorough credit analysis to evaluate the creditworthiness of potential clients or customers.
• Develop and maintain relationships with existing clients to identify new business opportunities and provide exceptional customer service.
• Collaborate with internal teams to ensure seamless integration of underwriting processes and effective communication of credit decisions.
• Stay up-to-date with industry trends, regulatory changes, and market developments to inform credit ratings and recommendations.

Job Requirements :

• 2-5 years of experience in credit analysis, appraisal, or related field (NBFC).
• Strong understanding of financial statements, cash flow analysis, and risk assessment techniques.
• Excellent analytical skills with ability to interpret complex data sets and communicate findings effectively.